2515 E Saratoga St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 2515 E Saratoga St, Gilbert, AZ 85296

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,242 sqft · built 1998
Lot Size0.28 acres (12,232 sqft)
Owner2 Owner Names on Record
Last Sale$331,000 (Aug 2013)
Tax Bill$3,159 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Flood ZoneZone X (moderate risk)
APN304-27-580

Property Details

APN / Parcel Number

Primary APN304-27-580

Interior

Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area3,242 sqft Living Area
1st Floor Area1,686 sqft
2nd Floor Area1,556 sqft

Exterior

Year BuiltBuilt 1998
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area12,232 sqft (0.28 acres)
Parking Spaces3 Parking Spaces
Pool Area576 sqft
Patio Area250 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address2515 E SARATOGA ST
CityGILBERT
StateAZ
Zip85296-9522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionGREENFIELD LAKES PARCEL 2 UNIT 2 MCR 431-22
Legal Range06E
Legal Township01S
Legal Section15
Legal QuarterSW
Quarter-Quarter SectionNW
Legal SubdivisionGREENFIELD LAKES PARCEL 2 UNIT 2
Legal Lot Number78
Legal Unit2
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3002
Census Tract422656

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address2515 E SARATOGA ST, GILBERT, AZ 85296-9522
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2013 · Amount on Record
Deed SaleAug 1, 2013 · Amount on Record
Prior SaleJun 28, 2013
Deed Document Number20130704753
Record UpdatedJun 8, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2515 E SARATOGA ST, GILBERT, AZ 85296-9522
Transaction TypeMortgage
Record UpdatedMar 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2515 E SARATOGA ST, GILBERT, AZ 85296-9522

Mortgage

Document Number0000712256
DateSep 15, 2022
Instrument20220712256
Lender
NameZB NA
TypeBank
AddressGILBERT, AZ 85295
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$68,180 (-0.41%)$681,800 (-0.41%) Land $136,300 Building $545,500
2025$3,159.00 (+3.88%)
2024$68,460$684,600 Land $136,900 Building $547,700
2023$3,041.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 99.3% of Arizona
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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