Houston County property record for 253 Terrell Rd, Elko, GA 31025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,051 sqft · built 2021 |
| Lot Size | 22.1 acres (963,112 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,314 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-57 |
| Primary APN | 64-57 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,051 sqft Heated Area |
| 2nd Floor Area | 458 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Vinyl |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 963,112 sqft (22.1 acres) |
| Garage Area | 782 sqft |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 512 sqft |
| Porch | Slab |
| Patio Area | 249 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 67715 |
|---|---|
| Street Address | 253 TERRELL RD |
| City | ELKO |
| State | GA |
| Zip | 31025-2225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Description | 22.11 ACRES PT LOT 19 LL 219,244 LD 13 |
| Legal Lot Number | 19 |
| Jurisdiction | HOUSTON GA |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 21502 |
Source: Houston County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 253 TERRELL RD, ELKO, GA 31025-2225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2021 | Deed of Trust, Mortgage THE CITIZENS BANK OF COCHRAN |
| Jun 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS BANK OF COCHRAN |
| May 5, 2025 | Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| May 19, 2025 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON GA |
| Property Address | 253 TERRELL RD, ELKO, GA 31025-2225 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0093020023 |
|---|---|
| Date | Aug 13, 2021 |
| Book Page | 9302/23 |
| Name | THE CITIZENS BANK OF COCHRAN |
|---|---|
| Type | Bank |
| Address | COCHRAN, GA 31014 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON GA |
| Property Address | 253 TERRELL RD, ELKO, GA 31025-2225 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0097220205 |
|---|---|
| Date | Jun 2, 2022 |
| Book Page | 9722/205 |
| Name | THE CITIZENS BANK OF COCHRAN |
|---|---|
| Type | Bank |
| Address | COCHRAN, GA 31014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON GA |
| Property Address | 253 TERRELL RD, ELKO, GA 31025-2225 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 253 TERRELL RD, ELKO, GA 31025-2225 |
| Document Number | 0106440502 |
|---|---|
| Date | May 5, 2025 |
| Book Page | 10644/502 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOUSTON GA |
| Recording Date | May 19, 2025 |
| Property Address | 253 TERRELL RD, ELKO, GA 31025-2225 |
| Document Number | 0106530562 |
| Book / Page | 10653 / 562 |
| Instrument Date | May 19, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 253 TERRELL RD, ELKO, GA 31025-2225 |
Source: Houston County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Houston County |
| Unified School District | Houston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,314.00 (-8.45%) Homeowner's exemption | $306,640 (+0.2%) Land $118,320 Building $188,320 | $766,600 (+0.2%) Land $295,800 Building $470,800 |
| 2024 | $4,712.00 (+29.1%) Homeowner's exemption | $306,040 (+46.29%) Land $118,320 Building $187,720 | $765,100 (+46.29%) Land $295,800 Building $469,300 |
| 2023 | $3,650.00 (+24.66%) | $209,200 (+72.66%) Land $66,960 Building $142,240 | $523,000 (+72.66%) Land $167,400 Building $355,600 |
| 2022 | $2,928.00 | $121,160 Land $66,960 Building $54,200 | $302,900 Land $167,400 Building $135,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 45% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Windstream Fiber | 2,000 / 2,000 |
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