261 Terrell Rd, Elko, GA 31025 Property Records

Houston County property record for 261 Terrell Rd, Elko, GA 31025 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,196 sqft · built 2022
Lot Size	22.7 acres (992,732 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Dec 2020)
Tax Bill	$3,364 (2025)
Deeds & Mortgages	Jun 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-43`

Property Details

APN / Parcel Number

Primary APN	`64-43`
Alternative APNs	`000640 043000` `67646`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,196 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	992,732 sqft (22.7 acres)
Garage Area	720 sqft
Porch	Open Porch
Porch Area	255 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	67646
Street Address	261 TERRELL RD
City	ELKO
State	GA
Zip	31025-2225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22.79 ACRES TRACT 10 LL 219 13 LD
Legal Tract	10
Jurisdiction	HOUSTON GA
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2042
Census Tract	21502

Owner

Source: Houston County records · APN 64-43

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	261 TERRELL RD, ELKO, GA 31025-2225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 16, 2020 · Amount on Record
Deed Sale	Dec 16, 2020 · Amount on Record
Deed Document Number	0008921102
Deed Book / Page	8921 / 102
Record Updated	Jun 08, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	261 TERRELL RD, ELKO, GA 31025-2225
Transaction Type	Mortgage
Record Updated	Oct 07, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ARBOUR CT, WARNER ROBINS, GA 31088-7467

Mortgage

Document Number	0101130142
Date	Jun 16, 2023
Book Page	10113/142

Lender

Name	MORRIS BANK
Type	Bank
Address	DUBLIN, GA 31040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Tax Assessment & Valuation

Source: Houston County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Houston County
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,364.00 (-5.51%) Homeowner's exemption	$246,560 (+3.89%) Land $96,920 Building $149,640	$616,400 (+3.89%) Land $242,300 Building $374,100
2024	$3,560.00 (+258.15%) Homeowner's exemption	$237,320 (+172.78%) Land $96,920 Building $140,400	$593,300 (+172.78%) Land $242,300 Building $351,000
2023	$994.00	$87,000 Land $54,240 Building $32,760	$217,500 Land $135,600 Building $81,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Houston County (13153C), updated April 18, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131530215022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Low above 38% of the US · above 19% of Georgia
Wildfire Likelihood	About 1 in 2,083 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.