Houston County property record for 245 Terrell Rd, Elko, GA 31025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,042 sqft · built 2021 |
| Lot Size | 7 acres (304,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $132,000 (Mar 2021) |
| Tax Bill | $3,650 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-46 |
| Primary APN | 64-46 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,042 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 304,920 sqft (7 acres) |
| Garage Area | 975 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 67645 |
|---|---|
| Street Address | 245 TERRELL RD |
| City | ELKO |
| State | GA |
| Zip | 31025-2225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Description | 7.00 ACRES LOT 20 A LL 219 & 244 13 LD |
| Legal Lot Number | 20A |
| Jurisdiction | HOUSTON GA |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 21502 |
Source: Houston County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 245 TERRELL RD, ELKO, GA 31025-2225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS BANK OF COCHRAN |
| Mar 30, 2021 | Limited Warranty Deed, Transfer · Stand-Alone First Mortgage THE CITIZENS BANK OF COCHRAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2021 · Amount on Record |
| Deed Sale | Mar 30, 2021 · Amount on Record |
| Deed Document Number | 0009080206 |
| Deed Book / Page | 9080 / 206 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON GA |
| Property Address | 245 TERRELL RD, ELKO, GA 31025-2225 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0097500310 |
|---|---|
| Date | Jun 27, 2022 |
| Book Page | 9750/310 |
| Name | THE CITIZENS BANK OF COCHRAN |
|---|---|
| Type | Bank |
| Address | COCHRAN, GA 31014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | HOUSTON GA |
| Recording Date | Mar 30, 2021 |
| Property Address | 245 TERRELL RD, ELKO, GA 31025-2225 |
| Document Number | 0090800206 |
| Book / Page | 9080 / 206 |
| Map Reference | MB 81 PG 216 |
| Instrument Date | Mar 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $132.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 TERRELL RD, ELKO, GA 31025-2225 |
| Document Number | 0009080208 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 9080/208 |
| Name | THE CITIZENS BANK OF COCHRAN |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 26, 2022 |
Source: Houston County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Houston County |
| Unified School District | Houston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,650.00 (-5.42%) | $167,080 (+3.54%) Land $47,040 Building $120,040 | $417,700 (+3.54%) Land $117,600 Building $300,100 |
| 2024 | $3,859.00 (+30.95%) | $161,360 (+32.31%) Land $47,040 Building $114,320 | $403,400 (+32.31%) Land $117,600 Building $285,800 |
| 2023 | $2,947.00 (+94.52%) | $121,960 (+94.45%) Land $29,680 Building $92,280 | $304,900 (+94.45%) Land $74,200 Building $230,700 |
| 2022 | $1,515.00 | $62,720 Land $29,680 Building $33,040 | $156,800 Land $74,200 Building $82,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 65% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Windstream Fiber | 2,000 / 2,000 |
| Sparklight Fiber · Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures