Houston County property record for 237 Terrell Rd, Elko, GA 31025 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,529 sqft · built 2022 |
| Lot Size | 11.8 acres (514,008 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $118,000 (Oct 2020) |
| Tax Bill | $5,655 (2025) |
| Deeds & Mortgages | Apr 2022 Construction Loan Jan 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-45 |
| Primary APN | 64-45 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,529 sqft Heated Area |
| 1st Floor Area | 2,193 sqft |
| 2nd Floor Area | 336 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 514,008 sqft (11.8 acres) |
| Garage Area | 535 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 67643 |
|---|---|
| Street Address | 237 TERRELL RD |
| City | ELKO |
| State | GA |
| Zip | 31025-2225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11.80 ACRES LOT 22 LL 219 13 LD |
| Legal Subdivision | TH 13TH LAND DISTRICT OF |
| Legal Lot Number | 22 |
| Jurisdiction | HOUSTON GA |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 21502 |
Source: Houston County records · APN 64-45
Assessment roll updated March 9, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | ELKO, GA 31025 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2022 | Deed of Trust, Mortgage · Construction Mortgage MORRIS BANK |
| Jan 30, 2023 | Intrafamily Transfer, Transfer MORRIS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 19, 2020 · Amount on Record |
| Deed Sale | Oct 19, 2020 · Amount on Record |
| Deed Book / Page | 8818 / 94 |
| Last Transfer Date | Jan 19, 2023 |
| Transfer Doc | 0099810074 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON GA |
| Property Address | 237 TERRELL RD, ELKO, GA 31025-2225 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0096670222 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 9667/222 |
| Name | MORRIS BANK |
|---|---|
| Type | Bank |
| Address | PERRY, GA 31069 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 11, 2023 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOUSTON GA |
| Recording Date | Jan 30, 2023 |
| Property Address | 237 TERRELL RD, ELKO, GA 31025-2225 |
| Document Number | 0099810074 |
| Book / Page | 9981 / 74 |
| Map Reference | MB 81 PG 247 |
| Instrument Date | Jan 19, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 07, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 100 NEWTON LN, BONAIRE, GA 31005-4917 |
| Document Number | 0000998177 |
|---|---|
| Date | Jan 30, 2023 |
| Instrument | 9981/77 |
| Name | MORRIS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 24, 2053 |
Source: Houston County records · Assessment roll updated March 9, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Houston County |
| Unified School District | Houston County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,655.00 (-7.3%) | $258,880 (+1.51%) Land $69,640 Building $189,240 | $647,200 (+1.51%) Land $174,100 Building $473,100 |
| 2024 | $6,100.00 (+63.67%) | $255,040 (+65.4%) Land $69,640 Building $185,400 | $637,600 (+65.4%) Land $174,100 Building $463,500 |
| 2023 | $3,727.00 (+112.61%) | $154,200 (+112.51%) Land $45,480 Building $108,720 | $385,500 (+112.51%) Land $113,700 Building $271,800 |
| 2022 | $1,753.00 | $72,560 Land $45,480 Building $27,080 | $181,400 Land $113,700 Building $67,700 |
Source: FEMA National Flood Hazard Layer, Houston County (13153C), updated April 18, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 44% of the US · above 39% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,471 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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