253 Lower St, Augusta, MO 63332 Property Records

St. Charles County property record for 253 Lower St, Augusta, MO 63332

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 884 sqft · built 1965
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Jul 2020)
Tax Bill	$1,396 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`169510A000`

Property Details

APN / Parcel Number

Primary APN	`169510A000`
Alternative APN	`1-0033-S014-00-0034.0000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
Gross Area	1,768 sqft
1st Floor Area	884 sqft
Basement Area	884 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	169510A000
Street Address	253 LOWER ST
City	AUGUSTA
State	MO
Zip	63332-1743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	TOWN OF AUGUSTA
Legal Range	1
Legal Township	44
Legal Section	01
Legal Subdivision	TOWN/AUGUSTA
Legal Block	43
Legal Lot Number	34
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2054
Census Tract	312204

Owner

Source: St. Charles County records, as of November 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	253 LOWER ST, AUGUSTA, MO 63332-1743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Deed of Trust, Mortgage BANK OF FRANKLIN CNTY
Jul 17, 2020	Deed of Trust, Mortgage BANK OF FRANKLIN CNTY
Jul 22, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF FRANKLIN COUNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2020 · Amount on Record
Deed Sale	Jul 22, 2020 · Amount on Record
Prior Sale	Jul 22, 2020 · Amount on Record
Deed Document Number	2020513520
Deed Book / Page	7351 / 74
Prior Transfer Date	Jun 25, 2009
Prior Transfer Doc	0052202091
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	253 LOWER ST, AUGUSTA, MO 63332-1743
Document Number	0000073551
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	253 LOWER ST AUGUSTA MO 633321743, AUGUSTA, MO 63332-1743

Mortgage

Document Number	0000073551
Date	Oct 1, 2020
Instrument	73551

Lender

Name	BANK OF FRANKLIN CNTY
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Amount	Amount Recorded
Term	144 Months
Due	Sep 30, 2032

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	253 LOWER ST, AUGUSTA, MO 63332-1743
Document Number	0073592097
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	NORTHWEST TITLE COMPANY, NORTHWEST TITLE & ESCROW CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	253 LOWER ST AUGUSTA MO 633321743, AUGUSTA, MO 63332-1743

Mortgage

Document Number	0073592097
Date	Jul 31, 2020
Book Page	007359/002097
Instrument	543980

Lender

Name	BANK OF FRANKLIN CNTY
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 22, 2020
Property Address	253 LOWER ST, AUGUSTA, MO 63332-1743
Document Number	0073510074
Book / Page	7351 / 74
Map Reference	MB 2 PG 6
Instrument Date	Jul 17, 2020
Instrument	20200722000513520
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	253 LOWER ST, AUGUSTA, MO 63332-1743

Mortgage

Document Number	20200722000513530
Date	Jul 22, 2020
Instrument	20200722000513530

Lender

Name	BANK OF FRANKLIN COUNTY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Augusta Town
County	St. Charles County
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,396.00 (+7.38%)	$23,990 (+10.2%)	$126,267 (+10.2%) Land $47,000 Building $79,267
2024	$1,300.00
2023		$21,770
2022			$114,581 Land $40,000 Building $74,581

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	6 (1993–2000)
Claims Outside the SFHA	3 of 6
Most Recent Claim	May 2000 · Severe Thunderstorms And Flash Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES CO PWSD 2 AUGUSTA serves 881 people · EPA ID MO6024531
Water Source	Groundwater
Last State Inspection	May 2023
Also Mapped Here	ST CHARLES COUNTY PWSD 2
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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