240 Lower St, Augusta, MO 63332 Property Records

St. Charles County property record for 240 Lower St, Augusta, MO 63332

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,224 sqft · built 1905
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Apr 2012)
Tax Bill	$2,909 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A901000002`

Property Details

APN / Parcel Number

Primary APN	`A901000002`
Alternative APN	`1-0033-S014-00-0021.1000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,224 sqft Living Area
Gross Area	2,464 sqft
1st Floor Area	1,341 sqft
Basement Area	240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	39,640 sqft (0.91 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	A901000002
Street Address	240 LOWER ST
City	AUGUSTA
State	MO
Zip	63332-1744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E OF AUGUSTA LOWER STREET
Legal Range	1
Legal Township	44
Legal Section	01
Legal Lot Number	21
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2027
Census Tract	312204

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	240 LOWER ST, AUGUSTA, MO 63332-1744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2012 · Amount on Record
Deed Sale	Apr 24, 2012 · Amount on Record
Prior Sale	May 2, 2007 · Amount on Record
Deed Document Number	2012303030
Deed Book / Page	5766 / 1348
Prior Transfer Date	Sep 9, 1997
Prior Transfer Doc	0000051991
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 20, 2021
Property Address	240 LOWER ST, AUGUSTA, MO 63332-1744
Document Number	0000005505
Instrument Date	Jan 5, 2021
Instrument	5505
Transaction Type	Transfer
Record Updated	Apr 1, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	240 LOWER ST AUGUSTA MO 633321744, AUGUSTA, MO 63332-1744

Mortgage

Document Number	5506
Date	Jan 20, 2021
Instrument	5506

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 19, 2036

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Augusta Town
County	St. Charles County
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,974 (-)	$263,021 (-) Land $30,001 Building $233,020
2025	$2,909.00 (+3.05%)	$49,974 (+5.69%)	$263,021 (+5.69%) Land $30,001 Building $233,020
2024	$2,823.00
2023		$47,283
2022			$248,865 Land $30,001 Building $218,864

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	6 (1993–2000)
Claims Outside the SFHA	3 of 6
Most Recent Claim	May 2000 · Severe Thunderstorms And Flash Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES CO PWSD 2 AUGUSTA serves 881 people · EPA ID MO6024531
Water Source	Groundwater
Last State Inspection	May 2023
Also Mapped Here	ST CHARLES COUNTY PWSD 2
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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