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245 Lower St, Augusta, MO 63332 Property Records

St. Charles County property record for 245 Lower St, Augusta, MO 63332

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,148 sqft · built 1860
Lot Size0.603 acres (26,280 sqft)
Owner2 Company Names on File
Last Sale$81,300 (Jan 2002)
Deeds & MortgagesOct 2022 Transfer
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN169507A000

Property Details

APN / Parcel Number

Primary APN169507A000
Alternative APN
  • 1-0033-S014-00-0033.0000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,148 sqft Living Area
Gross Area1,624 sqft
1st Floor Area1,148 sqft
Basement Area476 sqft

Exterior

Year BuiltBuilt 1860
Effective Year BuiltEffective 1860
Architectural StyleRanch
Exterior MaterialWood
Roof TypeGable
Roof MaterialMetal
Lot Area26,280 sqft (0.603 acres)
Lot Dimensions180 ft deep x 146 ft wide
TerrainRolling
PorchOpen Porch
Porch Area406 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number169507A000
Street Address245 LOWER ST
CityAUGUSTA
StateMO
Zip63332-1743
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAA1
Legal DescriptionTOWN OF AUGUSTA
Legal Range1
Legal Township44
Legal Section01
Legal SubdivisionORIGINAL TOWN/AUGUSTA
Legal Lot Number33
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group2
Census Block2054
Census Tract312204

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing AddressPO BOX 71, AUGUSTA, MO 63332-0071
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2022Intrafamily Transfer, Transfer
Dec 5, 2019Deed of Trust, Mortgage
BANK OF WA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 10, 2002 · Amount on File
Deed SaleJan 10, 2002 · Amount on File
Deed Document Number20023371
Deed Book / Page2773 / 1967
Prior Transfer DateDec 14, 2001
Prior Transfer Doc0000003371
Record UpdatedOct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateOct 6, 2022
Property Address245 LOWER ST, AUGUSTA, MO 63332-1743
Document Number0000055088
Instrument DateAug 29, 2022
Instrument2022R-055088
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 71, AUGUSTA, MO 63332-0071

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address245 LOWER ST, AUGUSTA, MO 63332-1743
Document Number0072071729
Instrument DateDec 5, 2019
Transaction TypeMortgage
Record UpdatedFeb 14, 2020
Title CompanyUS TITLE-DES PERES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
AddressPO BOX 71 AUGUSTA MO 633320071, AUGUSTA, MO 63332-0071

Mortgage

Document Number0072071729
DateDec 30, 2019
Book Page007207/001729
Instrument751480
Lender
NameBANK OF WA
TypeBank
AddressWASHINGTON, MO 63090
Agreement
AmountAmount on Record
Term360 Months
DueDec 29, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityAugusta Town
CountySt. Charles County
Unified School DistrictWashington School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$29,872 (+22.91%)$157,217 (+22.91%) Land $64,625 Building $92,592
2023$24,303
2022$127,916 Land $55,000 Building $72,916

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims6 (1993–2000)
Claims Outside the SFHA3 of 6
Most Recent ClaimMay 2000 · Severe Thunderstorms And Flash Flooding
Claims by Event
  • Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES CO PWSD 2 AUGUSTA
serves 881 people · EPA ID MO6024531
Water SourceGroundwater
Last State InspectionMay 2023
Also Mapped HereST CHARLES COUNTY PWSD 2
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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