St. Charles County property record for 284 Lower St, Augusta, MO 63332
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,836 sqft · built 2002 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Dec 2009) |
| Tax Bill | $4,822 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | T021300008 |
| Primary APN | T021300008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,836 sqft Living Area |
| Gross Area | 5,283 sqft |
| 1st Floor Area | 2,836 sqft |
| Basement Area | 1,822 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 462 sqft |
| Account Number | T021300008 |
|---|---|
| Street Address | 284 LOWER ST |
| City | AUGUSTA |
| State | MO |
| Zip | 63332-1744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NE OF AUGUSTA |
| Legal Section | 01 |
| Legal Subdivision | TOWN OF AUGUSTA |
| Legal Lot Number | 39 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 312204 |
284 Lower St is owned and occupied by two individuals who bought it in December 2009.
Source: St. Charles County records, as of August 13, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 284 LOWER ST, AUGUSTA, MO 63332-1744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2009 · Amount on File |
| Deed Sale | Dec 31, 2009 · Amount on File |
| Deed Document Number | 2009983610 |
| Deed Book / Page | 5318 / 1286 |
| Prior Transfer Date | Oct 23, 2009 |
| Prior Transfer Doc | 0053181286 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 284 Lower St was $4,822, up 5.1% from the year before.
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Augusta Town |
| County | St. Charles County |
| Unified School District | Washington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,822.00 (+5.12%) | $82,840 | $436,001 Land $30,000 Building $406,001 |
| 2024 | $4,587.00 | ||
| 2023 | $76,829 | ||
| 2022 | $404,364 Land $30,000 Building $374,364 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 284 Lower St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 6 (1993–2000) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | May 2000 · Severe Thunderstorms And Flash Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 284 Lower St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES CO PWSD 2 AUGUSTA serves 881 people · EPA ID MO6024531 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Also Mapped Here | ST CHARLES COUNTY PWSD 2 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
May also be available: Wisper ISP.
5G and 4G LTE (outdoors only)
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