2549 Gaines Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 2549 Gaines Ln, Tracy, CA 95377 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,789 sqft · built 2002
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (May 2018)
Tax Bill	$7,554 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`238-440-500-000`

Property Details

APN / Parcel Number

Primary APN	`238-440-500-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,789 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Other
Construction Type	Wood
Lot Area	5,000 sqft (0.114 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2549 GAINES LN
City	TRACY
State	CA
Zip	95377-7916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	02 FM PT OF 238-440-30/PER LYON CROSSROADS UNIT 5
Legal Subdivision	LYON CROSSROADS
Legal Lot Number	3
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2002
Census Tract	5211

Owner

Source: San Joaquin County records · APN 238-440-500-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2549 GAINES LN, TRACY, CA 95377-7916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 05, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC
May 30, 2018	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 30, 2018 · Amount on Record
Deed Sale	May 30, 2018 · Amount on Record
Prior Sale	Feb 22, 2012
Deed Document Number	2018-059636
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2549 GAINES LN, TRACY, CA 95377-7916
Transaction Type	Mortgage
Record Updated	Nov 23, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2549 GAINES LN, TRACY, CA 95377-7916

Mortgage

Document Number	0000186043
Date	Nov 05, 2021
Instrument	2021-186043

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 30, 2018
Property Address	2549 GAINES LN, TRACY, CA 95377-7916
Document Number	0000059636
Map Reference	MB 36 PG 75
Instrument Date	May 24, 2018
Instrument	2018-059636
Transaction Type	Transfer
Record Updated	Aug 03, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2549 GAINES LN, TRACY, CA 95377-7916

Mortgage

Document Number	0000059637
Date	May 30, 2018
Instrument	2018-059637

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2048

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,554.00 (+9.32%)	$534,661 (+4.04%) Land $136,537 Building $398,124
2023	$6,910.00 (-1.86%)	$513,901 Land $131,236 Building $382,665
2022	$7,041.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 640 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Verizon	Fixed Wireless	300 / 20
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Zinnia Networks, AT&T, DigitalPath. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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