2525 W Fulton Rd, Warnerville, NY 12187 Property Records

Schoharie County and Richmondville Town property record for 2525 W Fulton Rd, Warnerville, NY 12187

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,128 sqft · built 1920
Lot Size1.1 acres (47,916 sqft)
Owner2 Individual Names on Record
Last Sale$145,000 (Feb 2021)
Tax Bill$3,891 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN434089 67.20-3-15

Property Details

APN / Parcel Number

Primary APN434089 67.20-3-15
Alternative APNs
  • 408906702000030150000000
  • 505J102808

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,128 sqft Living Area
1st Floor Area752 sqft
Upper Floors Area376 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleCape Cod
Exterior MaterialWood
Lot Area47,916 sqft (1.1 acres)
Lot Width77 ft Width
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number505J102808
Street Address2525 W FULTON RD
CityWARNERVILLE
StateNY
Zip12187-3421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block3
Legal Lot Number15.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionRICHMONDVILLE
Census Block Group2
Census Block2004
Census Tract740500

Owner

Source: Schoharie County and Richmondville Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2525 W FULTON RD, WARNERVILLE, NY 12187-3421
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 2021 · Amount on Record
Deed SaleFeb 16, 2021 · Amount on Record
Prior SaleNov 23, 2020 · Amount on Record
Deed Document Number2021784689
Deed Book / Page1131 / 190
Prior Transfer DateAug 20, 2007
Prior Transfer Doc0000000843/000000003
Record UpdatedJun 8, 2026

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionSCHOHARIE NY
Recording DateFeb 16, 2021
Property Address2525 W FULTON RD, WARNERVILLE, NY 12187-3421
Document Number001131/190
Book / Page1131 / 190
Instrument DateFeb 4, 2021
Instrument784689
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address103 FLORENCE ST APT 2, 2, COBLESKILL, NY 12043-2602
InvestorPossibly a Property Investor

Mortgage

Document Number0000784690
DateFeb 16, 2021
Instrument784690
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schoharie County and Richmondville Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionRichmondville Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,891.00 (+76.54%)$95,880 (-) Land $18,960 Building $76,920$154,645 (+16.77%) Land $30,581 Building $124,064
2023$95,880 Land $18,960 Building $76,920$132,431 Land $26,188 Building $106,243
2020$2,204.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOBLESKILL VILLAGE
serves 4,678 people · EPA ID NY4700094
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: MIDTEL, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on W Fulton Rd

Nearby Streets

Search Property Records by Address or Parcel Number