2521 W Fulton Rd, Warnerville, NY 12187 Property Records

Schoharie County and Richmondville Town property record for 2521 W Fulton Rd, Warnerville, NY 12187

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 2,100 sqft · built 1920
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$84,000 (Mar 2018)
Tax Bill	$3,638 (2026)
Deeds & Mortgages	Mar 2018 Mortgage Jan 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`434089 67.20-3-17`

Property Details

APN / Parcel Number

Primary APN	`434089 67.20-3-17`
Alternative APNs	`408906702000030170000000` `505J102502`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,100 sqft Total Area
1st Floor Area	1,050 sqft
2nd Floor Area	1,050 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	400 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	505J102502
Street Address	2521 W FULTON RD
City	WARNERVILLE
State	NY
Zip	12187-3431
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Block	3
Legal Lot Number	17.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	RICHMONDVILLE
Census Block Group	2
Census Block	2004
Census Tract	740500

Owner

Source: Schoharie County and Richmondville Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1122 STATE ROUTE 7, RICHMONDVILLE, NY 12149-3513
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2018	Deed of Trust, Mortgage · FHA Mortgage HOMESTEAD FUNDING CORP
Jan 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTEAD FUNDING CORP
Mar 27, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2018 · Amount on Record
Deed Sale	Mar 27, 2018 · Amount on Record
Prior Sale	Dec 31, 1996 · Amount on Record
Deed Document Number	2018737790
Deed Book / Page	1066 / 155
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	2521 W FULTON RD, WARNERVILLE, NY 12187-3431
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001798/0000000024
Date	Mar 27, 2018
Book Page	0000001798/0000000024
Instrument	000000737791

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2048

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	2521 W FULTON RD, WARNERVILLE, NY 12187-3431
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001865/234
Date	Jan 17, 2020
Book Page	1865/234
Instrument	772419

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2040

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Mar 27, 2018
Property Address	2521 W FULTON RD, WARNERVILLE, NY 12187-3431
Document Number	001066/155
Book / Page	1066 / 155
Instrument Date	Mar 26, 2018
Instrument	000000737790
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 STATE ROUTE 7, RICHMONDVILLE, NY 12149-3513

Tax Assessment & Valuation

Source: Schoharie County and Richmondville Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Richmondville Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,638.00 (-0.95%)
2025	$3,673.00 (+5.97%)	$90,500 (-) Land $12,120 Building $78,380	$145,968 (+16.77%) Land $19,548 Building $126,420
2023		$90,500 Land $12,120 Building $78,380	$125,000 Land $16,740 Building $108,260
2020	$3,466.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COBLESKILL VILLAGE serves 4,678 people · EPA ID NY4700094
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: MIDTEL, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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