2496 W Fulton Rd, Warnerville, NY 12187 Property Records

Schoharie County and Richmondville Town property record for 2496 W Fulton Rd, Warnerville, NY 12187

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,792 sqft · built 2002
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,412 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`434089 67.-5-8`

Property Details

APN / Parcel Number

Primary APN	`434089 67.-5-8`
Alternative APNs	`408906700000050080000000` `505J102389`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	184 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	280 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	505J102389
Street Address	2496 W FULTON RD
City	WARNERVILLE
State	NY
Zip	12187-3418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	5
Legal Lot Number	8.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	RICHMONDVILLE
Census Block Group	2
Census Block	2009
Census Tract	740500

Owner

Source: Schoharie County and Richmondville Town assessment roll, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 256, WARNERVILLE, NY 12187-0256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2020	Deed of Trust, Mortgage · Balloon Mortgage FIRST NEW YORK FCU
Jun 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES FCU
Jan 15, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	2496 W FULTON RD, WARNERVILLE, NY 12187-3418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1891/142
Date	Aug 27, 2020
Book Page	1891/142
Instrument	777789

Lender

Name	FIRST NEW YORK FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	2496 W FULTON RD, WARNERVILLE, NY 12187-3418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1843/1
Date	Jun 28, 2019
Book Page	1843/1
Instrument	764142

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2029

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Jan 15, 2020
Property Address	2496 W FULTON RD, WARNERVILLE, NY 12187-3418
Document Number	001106/167
Book / Page	1106 / 167
Instrument Date	Jan 15, 2020
Instrument	772356
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2496 W FULTON RD, WARNERVILLE, NY 12187-3418

Tax Assessment & Valuation

Source: Schoharie County and Richmondville Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Richmondville Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,412.00 (+39.74%)	$133,360 (-) Land $14,040 Building $119,320	$215,097 (+16.77%) Land $22,645 Building $192,452
2023		$133,360 Land $14,040 Building $119,320	$184,199 Land $19,392 Building $164,807
2020	$3,873.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COBLESKILL VILLAGE serves 4,678 people · EPA ID NY4700094
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: The Middleburgh Telephone Company, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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