Schoharie County and Richmondville Town property record for 2535 W Fulton Rd, Warnerville, NY 12187
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,197 sqft · built 1900 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $69,900 (Feb 1994) |
| Tax Bill | $3,837 (2026) |
| Deeds & Mortgages | May 2019 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 434089 67.20-3-12 |
| Primary APN | 434089 67.20-3-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,197 sqft Living Area |
| 1st Floor Area | 684 sqft |
| Upper Floors Area | 513 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 152 ft deep x 100 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 505J102352 |
|---|---|
| Street Address | 2535 W FULTON RD |
| City | WARNERVILLE |
| State | NY |
| Zip | 12187-3421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 12.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | RICHMONDVILLE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 740500 |
Source: Schoharie County and Richmondville Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2535 W FULTON RD, WARNERVILLE, NY 12187-3421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2019 | Deed of Trust, Mortgage · Balloon Mortgage FIRST NEW YORK FCU |
| Jul 6, 2020 | Deed of Trust, Mortgage · Balloon Mortgage FIRST NEW YORK FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 1994 · Amount on Record |
| Deed Sale | Feb 7, 1994 · Amount on Record |
| Deed Book / Page | 563 / 196 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 2535 W FULTON RD, WARNERVILLE, NY 12187-3421 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1840/58 |
|---|---|
| Date | May 31, 2019 |
| Book Page | 1840/58 |
| Instrument | 762882 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 2535 W FULTON RD, WARNERVILLE, NY 12187-3421 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1885/114 |
|---|---|
| Date | Jul 6, 2020 |
| Book Page | 1885/114 |
| Instrument | 776449 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2035 |
Source: Schoharie County and Richmondville Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Richmondville Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,837.00 (-0.93%) Homeowner's exemption | ||
| 2025 | $3,873.00 (+22.41%) | $95,432 (-) Land $8,880 Building $86,552 | $153,923 (+16.77%) Land $14,323 Building $139,600 |
| 2023 | $95,432 Land $8,880 Building $86,552 | $131,812 Land $12,265 Building $119,547 | |
| 2020 | $3,164.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COBLESKILL VILLAGE serves 4,678 people · EPA ID NY4700094 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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