2525 Co Rd 1265, Bonham, TX 75418 Property Records

Fannin County property record for 2525 Co Rd 1265, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,552 sqft · built 2018
Lot Size	2.24 acres (97,618 sqft)
Owner	Individual Name on Record
Tax Bill	$2,334 (2024)
Deeds & Mortgages	May 2022 Mortgage Jun 2018 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9956-000-0130-09`

Property Details

APN / Parcel Number

Primary APN	`9956-000-0130-09`
Alternative APN	`108688`

Interior

Full Baths	1 Bath
Building Area	1,552 sqft Living Area
1st Floor Area	800 sqft

Exterior

Year Built	Built 2018
Exterior Material	Logs
Construction Type	Wood Frame
Lot Area	97,618 sqft (2.24 acres)
Porch	Porch
Porch Area	753 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	9956-000-0130-09
Old Parcel Number	108688
Street Address	2525 COUNTY ROAD 1265
City	BONHAM
State	TX
Zip	75418-7438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAHAN RANCH PHASE 2, LOT 13, ACRES 2.241
Legal Subdivision	S9956 CAHAN RANCH PH 2
Legal Lot Number	13
Jurisdiction	FANNIN TX
Township / Civil Division	ECTOR
Census Block Group	2
Census Block	2049
Census Tract	950300

Owner

Source: Fannin County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2525 COUNTY ROAD 1265, BONHAM, TX 75418-7438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Vendor's Lien, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Jun 12, 2018	Deed of Trust, Mortgage · Construction Mortgage FIRST TEXOMA NATIONAL BANK
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2022
Deed Sale	May 18, 2022
Deed Document Number	2022003953
Record Updated	Jun 8, 2026

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	May 18, 2022
Property Address	2525 COUNTY ROAD 1265, BONHAM, TX 75418-7438
Document Number	2022003953
Map Reference	CAB B SL 47
Instrument Date	May 16, 2022
Instrument	2022003953
Transaction Type	Transfer
Record Updated	Jun 7, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2525 COUNTY ROAD 1265, BONHAM, TX 75418-7438

Mortgage

Document Number	2022003954
Date	May 18, 2022
Instrument	2022003954

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	2525 COUNTY ROAD 1265, BONHAM, TX 75418-7438
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2049/0484
Date	Jun 12, 2018
Book Page	2049/0484
Instrument	2018-3378

Lender

Name	FIRST TEXOMA NATIONAL BANK
Type	Bank
Address	SHERMAN, TX 75092

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	2525 COUNTY ROAD 1265, BONHAM, TX 75418-7438
Transaction Type	Mortgage
Record Updated	Jul 9, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020003643
Date	Jun 30, 2020
Instrument	2020003643

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Unified School District	Savoy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$272,900 (+3.06%) Land $105,570 Building $167,330	$272,900 (+3.06%) Land $105,570 Building $167,330
2024	$2,334.00 (+535.97%)
2023		$264,810 Land $91,190 Building $173,620	$264,810 Land $91,190 Building $173,620
2018	$367.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST FANNIN COUNTY SUD serves 9,198 people · EPA ID TX0740031
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
360 Broadband Fixed Wireless	60 / 6
Verizon Fixed Wireless	25 / 6

May also be available: Nextlink.

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