2439 Co Rd 1265, Bonham, TX 75418 Property Records

Fannin County property record for 2439 Co Rd 1265, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,958 sqft · built 2014
Lot Size	3.82 acres (166,661 sqft)
Owner	Individual Name on File
Tax Bill	$5,074 (2025)
Deeds & Mortgages	Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9955-001-0110-09`

Property Details

APN / Parcel Number

Primary APN	`9955-001-0110-09`
Alternative APN	`108301`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,958 sqft Living Area
1st Floor Area	1,958 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	166,661 sqft (3.82 acres)
Lot Dimensions	400 ft deep x 390 ft wide
Garage Type	Attached
Garage Area	535 sqft
Porch	Porch
Porch Area	748 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	9955-001-0110-09
Street Address	2439 COUNTY ROAD 1265
City	BONHAM
State	TX
Zip	75418-7428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAHAN RANCH PHASE 1, LOT 11, ACRES 3.826
Legal Subdivision	CAHAN RANCH ESTATES
Legal Lot Number	11
Jurisdiction	FANNIN TX
Township / Civil Division	ECTOR
Census Block Group	2
Census Block	2049
Census Tract	950300

Owner

2439 Co Rd 1265 is owned and occupied by an individual who acquired it in September 2024.

Source: Fannin County records, as of December 2, 2025

Owner of Record	Individual Name on File
Mailing Address	2439 COUNTY ROAD 1265, BONHAM, TX 75418-7428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2024
Deed Sale	Sep 10, 2024
Prior Sale	Sep 10, 2024 · Amount on File
Deed Document Number	20245896
Prior Transfer Date	Sep 4, 2024
Prior Transfer Doc	2024005895
Record Updated	Jun 8, 2026

November 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Nov 16, 2017
Property Address	2439 COUNTY ROAD 1265, BONHAM, TX 75418-7428
Document Number	2001/0233
Book / Page	2001 / 0233
Map Reference	CAB B SL 31
Instrument Date	Oct 30, 2017
Instrument	2017-6608
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	COREY TITLE COMPANY, COLE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 W FOWLER ST, 404, SAVOY, TX 75479-3029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2439 COUNTY ROAD, BONHAM, TX 75418

Mortgage

Document Number	20176609
Date	Nov 16, 2017
Instrument	2017-6609

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2439 Co Rd 1265 was $5,074, up 21.6% from the year before.

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Unified School District	Savoy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,074.00 (+21.56%)	$446,690 Land $131,960 Building $314,730	$446,690 Land $131,960 Building $314,730
2024	$4,174.00
2023		$456,220 Land $121,270 Building $334,950	$456,220 Land $121,270 Building $334,950
2018	$5,237.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2439 Co Rd 1265 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2439 Co Rd 1265 is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST FANNIN COUNTY SUD serves 9,198 people · EPA ID TX0740031
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
360 Broadband Fixed Wireless	60 / 6
Verizon Fixed Wireless	25 / 6

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 1265

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