2520 Rapids Rd, Franklin, KY 42134 Property Records

Simpson County property record for 2520 Rapids Rd, Franklin, KY 42134

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,224 sqft · built 1970
Lot Size3.53 acres (153,767 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (Dec 2020)
Tax Bill$1,667 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Mar 2019 Sale & Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN049-00-00-006.00

Property Details

APN / Parcel Number

Primary APN049-00-00-006.00
Alternative APN
  • 7687

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,224 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area153,767 sqft (3.53 acres)
DrivewayGravel Driveway
PorchSlab
Porch Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address2520 RAPIDS RD
CityFRANKLIN
StateKY
Zip42134-7312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2520 RAPIDS ROAD
JurisdictionSIMPSON KY
Township / Civil DivisionEAST SIMPSON
Census Block Group2
Census Block2022
Census Tract970100

Owner

Source: Simpson County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2520 RAPIDS RD, FRANKLIN, KY 42134-7312
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2020Deed, Transfer · Conventional Mortgage
CMG MORTGAGE INC
Mar 6, 2019Deed, Transfer · Line of Credit
LENDING HAND MORTGAGE LLC
Mar 6, 2019Deed, Transfer
Dec 14, 2018Cash Sale Deed, Transfer
Dec 14, 2018Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 2020 · Amount on Record
Deed SaleDec 15, 2020 · Amount on Record
Prior SaleMar 6, 2019 · Amount on Record
Deed Document Number20201200026
Deed Book / Page353 / 189
Record UpdatedJun 8, 2026

December 2020: Deed, Transfer

Document TypeDeed
JurisdictionSIMPSON KY
Recording DateDec 15, 2020
Property Address2520 RAPIDS RD, FRANKLIN, KY 42134-7312
Document Number00D353/189
Book / PageD353 / 189
Instrument DateDec 15, 2020
Instrument1200026
Transaction TypeTransfer
Record UpdatedAug 10, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$190.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2520 RAPIDS RD, 2520, FRANKLIN, KY 42134-7312

Transferred To (Grantee/Buyer)

NameVerified Name
Address954 UPPER PRICES MILL RD, FRANKLIN, KY 42134-5803

Mortgage

Document Number0001200027
DateDec 15, 2020
Instrument1200027
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

March 2019: Deed, Transfer

Document TypeDeed
JurisdictionSIMPSON KY
Recording DateMar 6, 2019
Property Address2520 RAPIDS RD, FRANKLIN, KY 42134-7312
Document Number00D340/302
Book / PageD340 / 302
Instrument DateMar 6, 2019
Instrument1190574
Transaction TypeTransfer
Record UpdatedAug 10, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$140.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 271, PLEASANT VIEW, TN 37146-0271

Transferred To (Grantee/Buyer)

NameVerified Name
Address2520 RAPIDS RD, FRANKLIN, KY 42134-7312

Mortgage

Document Number0001190575
DateMar 6, 2019
Instrument1190575
Lender
NameLENDING HAND MORTGAGE LLC
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

March 2019: Deed, Transfer

Document TypeDeed
JurisdictionSIMPSON KY
Recording DateMar 6, 2019
Property Address2520 RAPIDS RD, FRANKLIN, KY 42134-7312
Document NumberD340/302
Book / PageD340 / 302
Map ReferenceDB 338 PG 714
Instrument DateMar 6, 2019
Instrument1190574
Transaction TypeTransfer
Record UpdatedFeb 6, 2021

Transaction

AmountAmount Recorded
Tax$140.00
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 271, BUTLER, KY 41006-0271

Transferred To (Grantee/Buyer)

NameVerified Name
Address441 BOURBON ST, BOWLING GREEN, KY 42104

December 2018: Cash Sale Deed, Transfer

Document TypeCash Sale Deed
JurisdictionSIMPSON KY
Recording DateDec 14, 2018
Property Address2520 RAPIDS RD, FRANKLIN, KY 42134-7312
Document Number00D338/714
Book / PageD338 / 714
Instrument DateDec 14, 2018
Instrument1189631
Transaction TypeTransfer
Record UpdatedAug 10, 2022

Transaction

AmountAmount Recorded
Tax$140.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2520 RAPIDS RD, 2520, FRANKLIN, KY 42134-7312

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
AddressPO BOX 271, PLEASANT VIEW, TN 37146-0271

December 2018: Deed, Transfer

Document TypeDeed
JurisdictionSIMPSON KY
Recording DateDec 14, 2018
Property Address2520 RAPIDS RD, FRANKLIN, KY 42134-7312
Document NumberD338/714
Book / PageD338 / 714
Map ReferenceDB 303 PG 728
Instrument DateDec 14, 2018
Instrument1189631
Transaction TypeTransfer
Record UpdatedFeb 6, 2021

Transaction

AmountAmount Recorded
Tax$140.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 271, PLEASANT VIEW, TN 37146-0271

Tax Assessment & Valuation

Source: Simpson County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StateKentucky
CountySimpson County
Unified School DistrictSimpson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,667.00 (-5.71%)$190,000 (-)$190,000 (-)
2023$1,768.00$190,000$190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSIMPSON COUNTY WATER DISTRICT
serves 8,946 people · EPA ID KY1070398
Water SourcePurchased surface water from several systems
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Franklin EPB Fiber
Fiber
1,000 / 1,000
Spectrum
Fiber
1,000 / 1,000

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