Simpson County property record for 1903 Rapids Rd, Franklin, KY 42134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,520 sqft · built 1949 |
| Lot Size | 9.83 acres (428,195 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Dec 2019) |
| Tax Bill | $1,842 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-00-00-040.00 |
| Primary APN | 043-00-00-040.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,520 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 428,195 sqft (9.83 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Porch Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1903 RAPIDS RD |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-7307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1903 RAPIDS ROAD |
| Legal Subdivision | MINOR |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | EAST SIMPSON |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 970100 |
1903 Rapids Rd is owned and occupied by two individuals who bought it in December 2019.
Source: Simpson County records, as of March 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1903 RAPIDS RD, FRANKLIN, KY 42134-7307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2026 | Deed of Trust, Mortgage · Line of Credit FRANKLIN BANK & TRUST CO |
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN BANK & TRUST CO |
| Dec 20, 2019 | Cash Sale Deed, Transfer UPLAND TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2019 · Amount on File |
| Deed Sale | Dec 20, 2019 · Amount on File |
| Deed Document Number | 20191194817 |
| Deed Book / Page | 345 / 708 |
| Prior Transfer Date | Dec 13, 2019 |
| Prior Transfer Doc | 00D345/708 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 1903 RAPIDS RD, FRANKLIN, KY 42134-7307 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1903 RAPIDS RD, FRANKLIN, KY 42134-7307 |
| Document Number | 00M583/106 |
|---|---|
| Date | Mar 6, 2026 |
| Book Page | M583/106 |
| Instrument | 1260872 |
| Name | FRANKLIN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BOWLING GREEN, KY 42103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Feb 26, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 1903 RAPIDS RD, FRANKLIN, KY 42134-7307 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | UPLAND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 00M499/250 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | M499/250 |
| Instrument | 1203640 |
| Name | FRANKLIN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | FRANKLIN, KY 42134 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Dec 20, 2019 |
| Property Address | 1903 RAPIDS RD, FRANKLIN, KY 42134-7307 |
| Document Number | 00D345/708 |
| Book / Page | D345 / 708 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 1194817 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | UPLAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $210.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 341 ROBERTS RD, 341, FRANKLIN, KY 42134-7353 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1903 RAPIDS RD, FRANKLIN, KY 42134-7307 |
The 2025 property tax bill for 1903 Rapids Rd was $1,842.
Source: Simpson County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Unified School District | Simpson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,842.00 | $210,000 | $210,000 |
| 2023 | $1,955.00 | $210,000 | $210,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1903 Rapids Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1903 Rapids Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIMPSON COUNTY WATER DISTRICT serves 8,946 people · EPA ID KY1070398 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Franklin EPB Fiber Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
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