2384 Rapids Rd, Franklin, KY 42134 Property Records

Simpson County property record for 2384 Rapids Rd, Franklin, KY 42134

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,232 sqft · built 2019
Lot Size1.29 acres (56,280 sqft)
Owner2 Individual Names on Record
Last Sale$295,000 (Jun 2026)
Tax Bill$1,684 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Jun 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN049-00-00-003.01

Property Details

APN / Parcel Number

Primary APN049-00-00-003.01
Alternative APN
  • 36879

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,232 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area56,280 sqft (1.29 acres)
PorchSlab
Porch Area80 sqft
Patio Area132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Street Address2384 RAPIDS RD
CityFRANKLIN
StateKY
Zip42134-8327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2384 RAPIDS ROAD
Legal SubdivisionMINOR SUBDIVISION
JurisdictionSIMPSON KY
Township / Civil DivisionEAST SIMPSON
Census Block Group2
Census Block2006
Census Tract970100

Owner

Source: Simpson County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4990 MORGANTOWN RD, FRANKLIN, KY 42134-6572
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2026Deed of Trust, Mortgage · Line of Credit
AUBURN BANK
Jun 12, 2026Deed, Transfer · Conventional Mortgage
AUBURN BANK
Jan 3, 2019Cash Sale Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2026 · Amount on Record
Deed SaleJun 12, 2026 · Amount on Record
Prior SaleNov 18, 2024 · Amount on Record
Deed Document Number20261265238
Deed Book / Page395 / 565
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSIMPSON KY
Recording DateAug 25, 2026
Property Address2384 RAPIDS RD, FRANKLIN, KY 42134-8327
Document Number0001267783
Book / Page593 / 365
Instrument DateAug 6, 2026
Instrument20261267783
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2384 RAPIDS RD, FRANKLIN, KY 42134-8327

Mortgage

Document Number0001267783,
DateAug 25, 2026
Book Page593/365
Instrument20261267783
Lender
NameAUBURN BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 6, 2036
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionSIMPSON KY
Recording DateJun 12, 2026
Property Address2384 RAPIDS RD, FRANKLIN, KY 42134-8327
Document Number0001265238
Book / Page395 / 565
Instrument DateJun 5, 2026
Instrument20261265238
Transaction TypeTransfer
Record UpdatedJun 25, 2026
Title CompanyCLARK TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$29,795.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4990 MORGANTOWN RD, FRANKLIN, KY 42134-6572

Mortgage

Document Number0001265239,
DateJun 12, 2026
Instrument20261265239
Lender
NameAUBURN BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 5, 2056
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

January 2019: Cash Sale Deed, Transfer

Document TypeCash Sale Deed
JurisdictionSIMPSON KY
Recording DateJan 3, 2019
Property Address2384 RAPIDS RD, FRANKLIN, KY 42134-8327
Document Number00D339/111
Book / PageD339 / 111
Map ReferenceMB 5 PG 116
Instrument DateJan 2, 2019
Instrument1189818
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

AmountAmount Recorded
Tax$28.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 252, FRANKLIN, KY 42135-0252

Transferred To (Grantee/Buyer)

NameVerified Name
Address1431 B CASSITTY RD, WOODBURN, KY 42170-9669

Tax Assessment & Valuation

Source: Simpson County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StateKentucky
CountySimpson County
Unified School DistrictSimpson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,684.00 (+13.1%)$192,000 (+2%)$192,000 (+2%)
2023$1,489.00$160,000$160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSIMPSON COUNTY WATER DISTRICT
serves 8,946 people · EPA ID KY1070398
Water SourcePurchased surface water from several systems
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Franklin EPB Fiber
Fiber
1,000 / 1,000

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