2610 Rapids Rd, Franklin, KY 42134 Property Records

Simpson County property record for 2610 Rapids Rd, Franklin, KY 42134

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,256 sqft · built 1900
Lot Size	13.5 acres (588,496 sqft)
Owner	2 Individual Names on File
Tax Bill	$887 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049-00-00-008.00`

Property Details

APN / Parcel Number

Primary APN	`049-00-00-008.00`
Alternative APN	`3195`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,256 sqft Living Area
Basement Area	469 sqft
Unfinished Basement	469 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	588,496 sqft (13.5 acres)
Porch	Porch
Porch Area	424 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2610 RAPIDS RD
City	FRANKLIN
State	KY
Zip	42134-8328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2610 RAPIDS ROAD
Jurisdiction	SIMPSON KY
Township / Civil Division	EAST SIMPSON
Census Block Group	2
Census Block	2022
Census Tract	970100

Owner

2610 Rapids Rd is owned and occupied by two individuals.

Source: Simpson County records, as of January 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2610 RAPIDS RD, FRANKLIN, KY 42134-8328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK
May 14, 2019	Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage EVANSVILLE TEACHERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0000014340
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	2610 RAPIDS RD, FRANKLIN, KY 42134-8328
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2610 RAPIDS RD, FRANKLIN, KY 42134-8328

Mortgage

Document Number	M484/21
Date	Nov 19, 2020
Book Page	M484/21
Instrument	1199626

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank
Address	FRANKLIN, KY 42134

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Dec 20, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	2610 RAPIDS RD, FRANKLIN, KY 42134-8328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M458/023
Date	May 14, 2019
Book Page	M458/023
Instrument	1191427

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank
Address	FRANKLIN, KY 42134

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 20, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	2610 RAPIDS RD, FRANKLIN, KY 42134-8328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FOREMAN WATSON LAND TTL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M482/794
Date	Nov 3, 2020
Book Page	M482/794
Instrument	1199370

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2610 Rapids Rd was $887 with a homeowner's exemption.

Source: Simpson County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Simpson County
Unified School District	Simpson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$887.00 Homeowner's exemption	$150,250	$150,250
2023	$967.00 Homeowner's exemption	$150,250	$150,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2610 Rapids Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 17, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2610 Rapids Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIMPSON COUNTY WATER DISTRICT serves 8,946 people · EPA ID KY1070398
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Franklin EPB Fiber Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rapids Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures