2520 E 34th Pl, Panama City, FL 32405 Property Records

Bay County property record for 2520 E 34th Pl, Panama City, FL 32405

Property Summary

Property Type	Auto Repair, Garage
Details	3,750 sqft · built 1986
Lot Size	0.791 acres (34,456 sqft)
Owner	Owner Name on Record
Last Sale	$95,000 (Dec 2003)
Tax Bill	$2,078 (2025)
Flood Zone	Zone X (minimal risk)
APN	`11836-020-000`

Property Details

APN / Parcel Number

Primary APN	`11836-020-000`

Interior

Total Rooms	2 Rooms
Stories	1 Story
Building Area	3,750 sqft Total Area
1st Floor Area	4,200 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1986
Exterior Material	Metal
Construction Type	Steel Frame
Fire Resistance	Fireproof Steel Frame
Roof Type	Steel Frame/Truss
Roof Material	Wood Shingle
Lot Area	34,456 sqft (0.791 acres)
Lot Dimensions	305 ft deep x 113 ft wide
Garage Area	7,650 sqft
Driveway	Driveway
Driveway Area	300 sqft

Exterior Amenities

Porch	Porch
Porch Area	126 sqft
Fence	Fence
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	2520 E 34TH PL
City	PANAMA CITY
State	FL
Zip	32405-5600
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Local Zoning Code	BC16
Legal Description	22 3S 14W -9.4- MAP 103D4 ST A B DEV CO PLAT BEG 201.67' E OF SW COR OF LOT
Legal Range	14W
Legal Township	03S
Legal Section	22
Legal Lot Number	79
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	5
Census Block	5007
Census Tract	1302

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	3400 BRADENTON AVE, PANAMA CITY, FL 32405-5608

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2003 · Amount on Record
Deed Sale	Dec 22, 2003 · Amount on Record
Deed Document Number	2003-093716
Deed Book / Page	2378 / 1011
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,078.00 (-6.02%)	$168,014 (-1.69%) Land $137,860 Building $30,154	$168,014 (-1.69%) Land $137,860 Building $30,154
2023	$2,211.00 (+22.77%)	$170,901 (+23.22%) Land $137,860 Building $33,041	$170,901 (+23.22%) Land $137,860 Building $33,041
2022	$1,801.00	$138,697 Land $103,395 Building $35,302	$138,697 Land $103,395 Building $35,302

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 115 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	5 (2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20