Bay County property record for 2410 E 34th Pl, Panama City, FL 32405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,416 sqft · built 1985 |
| Lot Size | 1.22 acres (53,361 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $134,653 (May 2021) |
| Tax Bill | $1,970 (2025) |
| Deeds & Mortgages | Nov 2025 Second Mortgage May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 11833-030-000 |
| Primary APN | 11833-030-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,416 sqft Living Area |
| Gross Area | 1,900 sqft |
| 1st Floor Area | 1,416 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 53,361 sqft (1.22 acres) |
| Lot Dimensions | 305 ft deep x 175 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Driveway | Driveway |
| Porch | Open Porch |
| Porch Area | 320 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2410 E 34TH PL |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-5604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC16 |
| Legal Description | 22 3S 14W -7.7- MAP 103D4 ST A B DEV CO PLAT BEG 45 E & 25 S OF NW COR LOT 78 TH S 305 E 175 N 305 W 175 TO POB ORB 4405 P 777 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 22 |
| Legal Subdivision | ST A B DEV CO PLAT |
| Legal Lot Number | 78 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 1302 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2410 E 34TH PL, PANAMA CITY, FL 32405-5604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage INNOVATIONS FINANCIAL CU |
| May 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 3, 2019 | Warranty Deed, Transfer H AND S TITLE AND ESCROW INC, H&S TITLE & ESCROW INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2021 · Amount on Record |
| Deed Sale | May 13, 2021 · Amount on Record |
| Prior Sale | Jan 3, 2019 · Amount on Record |
| Deed Document Number | 202135943 |
| Deed Book / Page | 4405 / 777 |
| Prior Transfer Date | Aug 28, 2014 |
| Prior Transfer Doc | 0036351343 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2410 E 34TH PL, PANAMA CITY, FL 32405-5604 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0049770955 |
|---|---|
| Date | Nov 25, 2025 |
| Book Page | 4977/955 |
| Instrument | 2025068909 |
| Name | INNOVATIONS FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32406 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 25, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | May 13, 2021 |
| Property Address | 2410 E 34TH PL, PANAMA CITY, FL 32405-5604 |
| Document Number | 0044050777 |
| Book / Page | 4405 / 777 |
| Instrument Date | May 12, 2021 |
| Instrument | 2021035943 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2021 |
| Title Company | SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TTL PANAMA CITY BE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $942.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 223 BEACHWOOD LN, 223, PANAMA CITY BEACH, FL 32413-2790 |
| Name | Verified Name |
|---|---|
| Address | 2410 E 34TH PL, PANAMA CITY, FL 32405-5604 |
| Document Number | 4405779 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 4405/779 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jan 3, 2019 |
| Property Address | 2410 E 34TH PL, PANAMA CITY, FL 32405-5604 |
| Document Number | 0040750507 |
| Book / Page | 004075 / 000507 |
| Instrument Date | Dec 31, 2018 |
| Instrument | 967 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2019 |
| Title Company | H AND S TITLE AND ESCROW INC, H&S TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $490.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 223 BEACHWOOD LN PANAMA CITY BEACH FL 324132790, PANAMA CITY BEACH, FL 32413-2790 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,970.00 (+5.07%) | $153,187 (-5.27%) | $167,229 (+3.41%) Land $59,850 Building $107,379 |
| 2024 | $1,875.00 (+3.19%) | ||
| 2023 | $1,817.00 (+32.82%) | $161,708 (+40.5%) Land $59,850 Building $101,858 | $161,708 (+40.5%) Land $59,850 Building $101,858 |
| 2022 | $1,368.00 | $115,092 Land $59,850 Building $55,242 | $115,092 Land $59,850 Building $55,242 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 115 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 5 (2018) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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