Bay County property record for 2435 E 34th Pl, Panama City, FL 32405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,656 sqft · built 1964 |
| Lot Size | 0.645 acres (28,096 sqft) |
| Owner | Company Name on Record |
| Last Sale | $145,000 (Oct 2025) |
| Tax Bill | $1,029 (2025) |
| Deeds & Mortgages | Oct 2025 Foreclosure Feb 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 11834-000-000 |
| Primary APN | 11834-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,656 sqft Living Area |
| 1st Floor Area | 1,656 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 28,096 sqft (0.645 acres) |
| Lot Dimensions | 179 ft deep x 157 ft wide |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Convection |
| Street Address | 2435 E 34TH PL |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-5603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC16 |
| Legal Description | 22 3S 14W -8- MAP 103D4 ST A B DEV CO PLAT BEG 148 S OF NE COR LOT 67 TH S 157.11 W 179 N 157.11 E 179 TO POB ORB 3460 P 1181 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 22 |
| Legal Subdivision | ST A B DEV CO PLAT |
| Legal Lot Number | 67 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 1302 |
Source: Bay County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4408 DELWOOD LN, 14, PANAMA CITY, FL 32408-7492 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Oct 28, 2025 | Trustee's Deed, Foreclosure |
| Feb 28, 2018 | Loan Modification, Mortgage · Conventional Mortgage SELENE FIN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2025 · Amount on Record |
| Deed Sale | Oct 28, 2025 · Amount on Record |
| Prior Sale | Nov 20, 2012 · Amount on Record |
| Deed Document Number | 202562537 |
| Deed Book / Page | 4967 / 803 |
| Prior Transfer Date | Nov 14, 2012 |
| Prior Transfer Doc | 0034601181 |
| Record Updated | Jun 8, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Oct 28, 2025 |
| Property Address | 2435 E 34TH PL, PANAMA CITY, FL 32405-5603 |
| Document Number | 0049670803 |
| Book / Page | 4967 / 803 |
| Map Reference | MB 6 PG 14 |
| Instrument Date | Oct 28, 2025 |
| Instrument | 2025062537 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,015.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4408 DELWOOD LN STE 14, 14, PANAMA CITY BEACH, FL 32408-7492 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2435 E 34TH PL, PANAMA CITY, FL 32405-5603 |
| Document Number | 0039981479 |
| Instrument Date | Feb 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2435 E 34TH PL PANAMA CITY FL 324055603, PANAMA CITY, FL 32405-5603 |
| Document Number | 0039981479 |
|---|---|
| Date | Apr 16, 2018 |
| Book Page | 003998/001479 |
| Instrument | 21940 |
| Name | SELENE FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | HOUSTON, TX 77042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 444 Months |
| Due | Apr 15, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,029.00 Homeowner's exemption | $122,808 (+2.9%) | $136,724 (+3.5%) Land $49,926 Building $86,798 |
| 2024 | $1,029.00 (+2.8%) Homeowner's exemption | $119,347 (+3%) | $132,101 (-0.82%) Land $49,926 Building $82,175 |
| 2023 | $1,001.00 (+11.35%) Homeowner's exemption | $115,871 (+3%) | $133,195 (+5.8%) Land $49,926 Building $83,269 |
| 2022 | $899.00 Homeowner's exemption | $112,496 | $125,889 Land $49,926 Building $75,963 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 115 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 5 (2018) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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