Bay County property record for 2436 E 34th Pl, Panama City, FL 32405
| Property Type | Residential Vacant Land |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1981 |
| Lot Size | 0.516 acres (22,476 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $40,000 (Jul 2026) |
| Tax Bill | $439 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11830-050-000 |
| Primary APN | 11830-050-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 1,904 sqft |
| 1st Floor Area | 1,344 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 22,476 sqft (0.516 acres) |
| Lot Dimensions | 225 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 336 sqft |
| Carport | Carport |
| Carport Area | 336 sqft |
| Driveway | Driveway |
| Porch | Unfinished Open Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2436 E 34TH PL |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-5604 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | BC16 |
| Legal Description | 22 3S 14W -7.11A- MAP 103D4 BEG 220 E, 25 S & 212.50 E OF NW COR OF LOT 78 TH CONT E 212.50 S 98.36 W 212.50 N 98.36 TO POB ORB 1516 P 1019 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 22 |
| Legal Subdivision | ST ANDREWS BAY |
| Legal Lot Number | 78 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 1302 |
Source: Bay County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1325 INVERNESS RD, LYNN HAVEN, FL 32444-5461 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 30, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2026 · Amount on Record |
| Deed Sale | Jul 30, 2026 · Amount on Record |
| Deed Document Number | 202646419 |
| Deed Book / Page | 5062 / 462 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jul 30, 2026 |
| Property Address | 2436 E 34TH PL, PANAMA CITY, FL 32405-5604 |
| Document Number | 0000046419 |
| Book / Page | 5062 / 462 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 202646419 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $28,280.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1325 INVERNESS RD, LYNN HAVEN, FL 32444-5461 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2436 E 34TH PL, PANAMA CITY, FL 32405-5604 |
| Document Number | 0040671228 |
| Instrument Date | Nov 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2436 E 34TH PL PANAMA CITY FL 324055604, PANAMA CITY, FL 32405-5604 |
| Document Number | 0040671228 |
|---|---|
| Date | Dec 10, 2018 |
| Book Page | 004067/001228 |
| Instrument | 73014 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | BIRMINGHAM, AL 35203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 9, 2048 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $439.00 (+0.23%) | $35,484 (-) Land $32,700 Building $2,784 | $35,484 (-) Land $32,700 Building $2,784 |
| 2024 | $438.00 | $35,484 (+200.76%) Land $32,700 Building $2,784 | $35,484 (+8.51%) Land $32,700 Building $2,784 |
| 2023 | Homeowner's exemption | $11,798 | $32,700 Land $32,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 115 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 5 (2018) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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