258 Eagle Dr, Panama City Beach, FL 32407 Property Records

Bay County property record for 258 Eagle Dr, Panama City Beach, FL 32407

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,928 sqft · built 1994
Lot Size	0.344 acres (14,984 sqft)
Owner	2 Individual Names on File
Last Sale	$20,400 (Jun 2019)
Tax Bill	$2,944 (2025)
Deeds & Mortgages	Sep 2026 Sale Oct 2025 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`34024-346-000`

Property Details

APN / Parcel Number

Primary APN	`34024-346-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,928 sqft Living Area
Gross Area	3,369 sqft
1st Floor Area	2,028 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood Frame (Stucco or Asbestos)
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	14,984 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	960 sqft

Exterior Amenities

Pool Area	864 sqft
Porch	Slab
Porch Area	1,500 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	258 EAGLE DR
City	PANAMA CITY BEACH
State	FL
Zip	32407-2820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PCB12
Legal Description	COLONY SUBD PHASE 1 LOT 46 BLK A ORB 4132 P 47
Legal Range	16W
Legal Township	03S
Legal Section	22
Legal Subdivision	COLONY SUBD
Legal Phase	1
Legal Block	A
Legal Lot Number	46
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY BEACHES
Census Block Group	1
Census Block	1025
Census Tract	2703

Owner

258 Eagle Dr is owned and occupied by two individuals who acquired it in September 2026.

Source: Bay County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	258 EAGLE DR, PANAMA CITY BEACH, FL 32407-2820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Oct 14, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TYNDALL FCU
Jun 7, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 23, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 28, 2018	Loan Modification, Mortgage · Conventional Mortgage TYNDALL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2019 · Amount on File
Deed Sale	Jun 7, 2019 · Amount on File
Prior Sale	Apr 23, 2014 · Amount on File
Deed Document Number	201953778
Deed Book / Page	4132 / 47
Last Transfer Date	Sep 23, 2026
Transfer Doc	0000059014
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BAY FL
Recording Date	Sep 23, 2026
Property Address	258 EAGLE DR, PANAMA CITY BEACH, FL 32407-2820
Document Number	0000059014
Book / Page	5081 / 1663
Instrument Date	Sep 23, 2026
Instrument	202659014
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	258 EAGLE DR, PANAMA CITY BEACH, FL 32407-2820

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	258 EAGLE DR, PANAMA CITY BEACH, FL 32407-2820
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	258 EAGLE DR, PANAMA CITY BEACH, FL 32407-2820

Mortgage

Document Number	0049621702
Date	Oct 14, 2025
Book Page	4962/1702
Instrument	2025059464

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2035

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Jun 7, 2019
Property Address	258 EAGLE DR, PANAMA CITY BEACH, FL 32407-2820
Document Number	0041320047
Book / Page	004132 / 000047
Instrument Date	Jun 4, 2019
Instrument	53778
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	258 CAGLE DR PANAMA CITY BEACH FL 32407, PANAMA CITY BEACH, FL 32407

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Sep 23, 2026
Property Address	258 EAGLE DR, PANAMA CITY BEACH, FL 32407-2820
Document Number	0000059013
Book / Page	5081 / 1660
Instrument Date	Jun 4, 2019
Instrument	202659013
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$101.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	258 EAGLE DR, PANAMA CITY BEACH, FL 32407-2820

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BAY FL
Property Address	258 EAGLE DR, PANAMA CITY BEACH, FL 32407-2820
Document Number	0040820470
Instrument Date	Dec 28, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	258 EAGLE DR PANAMA CITY BEACH FL 324072820, PANAMA CITY BEACH, FL 32407-2820

Mortgage

Document Number	0040820470
Date	Jan 24, 2019
Book Page	004082/000470
Instrument	9038

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412-0760

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	Jan 23, 2031

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 258 Eagle Dr was $2,944, up 2.8% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City Beach
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,944.00 (+2.83%) Homeowner's exemption	$262,372	$324,067 Land $63,759 Building $260,308
2024	$2,863.00 (+2.65%)
2023	$2,789.00 (+10.5%) Homeowner's exemption	$247,551 (+3%)	$306,355 (+6.59%) Land $47,057 Building $259,298
2022	$2,524.00 Homeowner's exemption	$240,341	$287,408 Land $44,001 Building $243,407

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 258 Eagle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 175 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	175 in force
Nearby Flood Claims	65 (1978–2022)
Claims Outside the SFHA	47 of 65
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Hurricane Georges, Sep 1998 · 6 claims Hurricane Opal, Oct 1995 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 258 Eagle Dr is moderate, ranking above 61% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Apr 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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