Chesapeake City property record for 2516 Prudden Trce, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,050 sqft · built 1997 |
| Lot Size | 0.214 acres (9,322 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $401,000 (Dec 2021) |
| Tax Bill | $4,492 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Nov 2018 Mortgage + 2 more |
| APN | 0451005000410 |
| Primary APN | 0451005000410 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,050 sqft Living Area |
| 1st Floor Area | 834 sqft |
| Upper Floors Area | 834 sqft |
| Attic | Attic |
| Attic Area | 80 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,322 sqft (0.214 acres) |
| Garage Type | Attached |
| Garage Area | 120 sqft |
| Porch | Slab |
| Porch Area | 28 sqft |
| Patio Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2516 PRUDDEN TRCE |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-7019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 41 CREEKWOOD SOUTH SEC 3 |
| Legal Subdivision | CREEKWOOD, CREEKWOOD S, CEDAR CRK, DEER |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 21303 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2516 PRUDDEN TRCE, CHESAPEAKE, VA 23323-7019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Line of Credit LEAD BANK |
| Nov 15, 2018 | Deed of Trust, Mortgage · VA Mortgage NEW PENN FINANCIAL LLC |
| May 11, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Dec 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage TIDEWATER HOME FUNDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2021 · Amount on Record |
| Deed Sale | Dec 20, 2021 · Amount on Record |
| Prior Sale | Oct 8, 2003 · Amount on Record |
| Deed Document Number | 202156156 |
| Deed Book / Page | 10497 / 1066 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 14, 2026 |
| Property Address | 2516 PRUDDEN TRCE, CHESAPEAKE, VA 23323-7019 |
| Document Number | 0000018117 |
| Book / Page | 11001 / 234 |
| Instrument Date | Jul 5, 2026 |
| Instrument | 202618117 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 2516 PRUDDEN TRCE, CHESAPEAKE, VA 23323-7019 |
| Document Number | 0000018117, |
|---|---|
| Date | Jul 14, 2026 |
| Book Page | 11001/234 |
| Instrument | 202618117 |
| Name | LEAD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 5, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2516 PRUDDEN TRCE, CHESAPEAKE, VA 23323-7019 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | PREMIER TITLE AND ESCROW LLC, PREMIUM TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 09967/1332 |
|---|---|
| Date | Nov 15, 2018 |
| Book Page | 9967/1332 |
| Instrument | 180030076 |
| Name | NEW PENN FINANCIAL LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2516 PRUDDEN TRCE, CHESAPEAKE, VA 23323-7019 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10148/1023 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 10148/1023 |
| Instrument | 200014433 |
| Name | NEW DAY FINANCIAL LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Dec 20, 2021 |
| Property Address | 2516 PRUDDEN TRCE, CHESAPEAKE, VA 23323-7019 |
| Document Number | 10497/1066 |
| Book / Page | 10497 / 1066 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 210056156 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2516 PRUDDEN TRCE, CHESAPEAKE, VA 23323-7019 |
| Document Number | 0210056157 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 210056157 |
| Name | TIDEWATER HOME FUNDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $456,800 (+2.7%) Land $200,000 Building $256,800 | $456,800 (+2.7%) Land $200,000 Building $256,800 | |
| 2025 | $4,492.00 (+44.39%) | $444,800 (+5.4%) Land $185,000 Building $259,800 | $444,800 (+5.4%) Land $185,000 Building $259,800 |
| 2023 | $422,000 (+11.55%) Land $135,000 Building $287,000 | $422,000 (+11.55%) Land $135,000 Building $287,000 | |
| 2022 | $378,300 Land $125,000 Building $253,300 | $378,300 Land $125,000 Building $253,300 | |
| 2019 | $3,111.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures