2520 Prudden Trce, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 2520 Prudden Trce, Chesapeake, VA 23323

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,116 sqft · built 1997
Lot Size0.215 acres (9,365 sqft)
OwnerIndividual Name on File
Last Sale$412,000 (Jun 2022)
Tax Bill$4,448 (2025)
Deeds & MortgagesMay 2020 Mortgage
Jun 2022 Sale & Mortgage
APN0451005000420

Property Details

APN / Parcel Number

Primary APN0451005000420

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,116 sqft Living Area
1st Floor Area915 sqft
Upper Floors Area926 sqft
AtticAttic
Attic Area320 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,365 sqft (0.215 acres)
Lot Dimensions125 ft deep x 75 ft wide
Garage TypeAttached
Garage Area120 sqft
PorchSlab
Porch Area44 sqft
Balcony Area11 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2520 PRUDDEN TRCE
CityCHESAPEAKE
StateVA
Zip23323-7019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal Description42 CREEKWOOD SOUTH SEC 3
Legal SubdivisionCREEKWOOD, CREEKWOOD S, CEDAR CRK, DEER
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1008
Census Tract21303

Owner

2520 Prudden Trce is owned and occupied by an individual who bought it in June 2022.

Source: Chesapeake City records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address2520 PRUDDEN TRCE, CHESAPEAKE, VA 23323-7019
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 4, 2020Deed of Trust, Mortgage
TRUIST BANK
Jun 22, 2022Warranty Deed, Transfer · Conventional Mortgage
GOPRIME MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 22, 2022 · Amount on File
Deed SaleJun 22, 2022 · Amount on File
Deed Document Number202220484
Deed Book / Page10572 / 1845
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address2520 PRUDDEN TRCE, CHESAPEAKE, VA 23323-7019
Transaction TypeMortgage
Record UpdatedJun 30, 2022
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010145/403
DateMay 4, 2020
Book Page10145/403
Instrument200013700
Lender
NameTRUIST BANK
Agreement
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJun 22, 2022
Property Address2520 PRUDDEN TRCE, CHESAPEAKE, VA 23323-7019
Document Number10572/1845
Book / Page10572 / 1845
Instrument DateJun 15, 2022
Instrument220020484
Transaction TypeTransfer
Record UpdatedJul 6, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2520 PRUDDEN TRCE, CHESAPEAKE, VA 23323-7019

Mortgage

Document Number0220020485
DateJun 22, 2022
Instrument220020485
Lender
NameGOPRIME MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2520 Prudden Trce was $4,448.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$451,600 (+2.54%) Land $200,000 Building $251,600$451,600 (+2.54%) Land $200,000 Building $251,600
2025$4,448.00$440,400 Land $185,000 Building $255,400$440,400 Land $185,000 Building $255,400
2023$417,300 (+11.67%) Land $135,000 Building $282,300$417,300 (+11.67%) Land $135,000 Building $282,300
2022$373,700 Land $125,000 Building $248,700$373,700 Land $125,000 Building $248,700
2019$3,122.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2520 Prudden Trce; there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 36 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies36 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2520 Prudden Trce is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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