2505 Prudden Trce, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 2505 Prudden Trce, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,924 sqft · built 1997
Lot Size	0.268 acres (11,674 sqft)
Owner	2 Individual Names on File
Last Sale	$267,500 (Sep 2015)
Tax Bill	$4,630 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
APN	`0451005000350`

Property Details

APN / Parcel Number

Primary APN	`0451005000350`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,924 sqft Living Area
1st Floor Area	812 sqft
Upper Floors Area	812 sqft
Attic	Attic
Attic Area	80 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,674 sqft (0.268 acres)
Lot Dimensions	169 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	120 sqft

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Patio Area	213 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2505 PRUDDEN TRCE
City	CHESAPEAKE
State	VA
Zip	23323-7017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	35 CREEKWOOD SOUTH SEC 3
Legal Subdivision	CREEKWOOD, CREEKWOOD S, CEDAR CRK, DEER
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1010
Census Tract	21303

Owner

2505 Prudden Trce is owned and occupied by two individuals who bought it in September 2015.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2505 PRUDDEN TRCE, CHESAPEAKE, VA 23323-7017
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2015 · Amount on File
Deed Sale	Sep 23, 2015 · Amount on File
Prior Sale	Jul 2, 2015 · Amount on File
Deed Document Number	201525894
Deed Book / Page	9562 / 499
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2505 PRUDDEN TRCE, CHESAPEAKE, VA 23323-7017
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10138/1096
Date	Apr 20, 2020
Book Page	10138/1096
Instrument	200011971

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	May 1, 2045

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2505 Prudden Trce was $4,630.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$481,700 (+5.08%) Land $200,000 Building $281,700	$481,700 (+5.08%) Land $200,000 Building $281,700
2025	$4,630.00	$458,400 Land $185,000 Building $273,400	$458,400 Land $185,000 Building $273,400
2023		$406,400 (+11.59%) Land $135,000 Building $271,400	$406,400 (+11.59%) Land $135,000 Building $271,400
2022		$364,200 Land $125,000 Building $239,200	$364,200 Land $125,000 Building $239,200
2019	$3,010.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2505 Prudden Trce; there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2505 Prudden Trce is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880