Chesapeake City property record for 2508 Prudden Trce, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,116 sqft · built 1997 |
| Lot Size | 0.219 acres (9,540 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $499,900 (Aug 2024) |
| Tax Bill | $4,761 (2025) |
| Deeds & Mortgages | Jan 2023 Second Mortgage Apr 2011 Mortgage + 6 more |
| APN | 0451005000390 |
| Primary APN | 0451005000390 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,116 sqft Living Area |
| 1st Floor Area | 834 sqft |
| Upper Floors Area | 834 sqft |
| Attic | Attic |
| Attic Area | 220 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,540 sqft (0.219 acres) |
| Lot Dimensions | 125 ft deep x 74 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 44 sqft |
| Deck Area | 472 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2508 PRUDDEN TRCE |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-7020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 39 CREEKWOOD SOUTH SEC 3 |
| Legal Subdivision | CREEKWOOD, CREEKWOOD S, CEDAR CRK, DEER |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 21303 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2508 PRUDDEN TRCE, CHESAPEAKE, VA 23323-7020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Apr 14, 2011 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Apr 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Oct 24, 2012 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Jun 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Apr 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Nov 13, 2006 | Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK |
| Apr 22, 2005 | Warranty Deed, Transfer · Conventional Mortgage USAA FEDERAL SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2024 · Amount on Record |
| Deed Sale | Aug 14, 2024 · Amount on Record |
| Prior Sale | Jun 12, 2023 · Amount on Record |
| Deed Document Number | 202416609 |
| Deed Book / Page | 10776 / 111 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2508 PRUDDEN TRCE, CHESAPEAKE, VA 23323-7020 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010632/578 |
|---|---|
| Date | Jan 18, 2023 |
| Book Page | 10632/578 |
| Instrument | 230001047 |
| Name | DISCOVER BANK |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 18, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2508 PRUDDEN TRCE, CHESAPEAKE, VA 23323-7020 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 008378/858 |
|---|---|
| Date | Apr 14, 2011 |
| Book Page | 8378/858 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2508 PRUDDEN TRCE, CHESAPEAKE, VA 23323-7020 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010359/597 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 10359/597 |
| Instrument | 210019098 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2508 PRUDDEN TRCE, CHESAPEAKE, VA 23323-7020 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008857/461 |
|---|---|
| Date | Oct 24, 2012 |
| Book Page | 8857/461 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 12, 2023 |
| Property Address | 2508 PRUDDEN TRCE, CHESAPEAKE, VA 23323-7020 |
| Document Number | 10669/1202 |
| Book / Page | 10669 / 1202 |
| Instrument Date | Jun 8, 2023 |
| Instrument | 230012146 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2023 |
| Title Company | PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2508 PRUDDEN TRCE, CHESAPEAKE, VA 23323-7020 |
| Document Number | 0230012147 |
|---|---|
| Date | Jun 12, 2023 |
| Instrument | 230012147 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2508 PRUDDEN TRCE, CHESAPEAKE, VA 23323-7020 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10359/597 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 10359/597 |
| Instrument | 210019098 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.88% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Nov 13, 2006 |
| Property Address | 2508 PRUDDEN TRCE, CHESAPEAKE, VA 23323-7020 |
| Document Number | 006829/847 |
| Book / Page | 6829 / 847 |
| Instrument Date | Nov 8, 2006 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0006829851 |
|---|---|
| Date | Nov 13, 2006 |
| Instrument | 6829/851 |
| Name | WELLS FARGO BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 22, 2005 |
| Property Address | 2508 PRUDDEN TRCE, CHESAPEAKE, VA 23323-7020 |
| Document Number | 005967/431 |
| Book / Page | 5967 / 431 |
| Instrument Date | Apr 19, 2005 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0005967433 |
|---|---|
| Date | Apr 22, 2005 |
| Instrument | 5967/433 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $485,400 (+2.97%) Land $200,000 Building $285,400 | $485,400 (+2.97%) Land $200,000 Building $285,400 | |
| 2025 | $4,761.00 (+25.19%) | $471,400 (+12.53%) Land $185,000 Building $286,400 | $471,400 (+12.53%) Land $185,000 Building $286,400 |
| 2023 | $418,900 (+11.23%) Land $135,000 Building $283,900 | $418,900 (+11.23%) Land $135,000 Building $283,900 | |
| 2022 | $3,803.00 (+20.73%) | $376,600 Land $125,000 Building $251,600 | $376,600 Land $125,000 Building $251,600 |
| 2019 | $3,150.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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