Montgomery County property record for 2516 E Whipp Rd, Dayton, OH 45440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,123 sqft · built 1968 |
| Lot Size | 0.31 acres (13,499 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Aug 2024) |
| Tax Bill | $5,341 (2025) |
| Deeds & Mortgages | Aug 2024 Sale & Mortgage Sep 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N64-03210-0011 |
| Primary APN | N64-03210-0011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,123 sqft Living Area |
| Gross Area | 2,567 sqft |
| 1st Floor Area | 2,123 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 13,499 sqft (0.31 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 444 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 35 sqft |
| Deck Area | 348 sqft |
| Patio Area | 348 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2516 E WHIPP RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45440-2241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 891 OAK CREEK 2-4 |
| Legal Subdivision | OAK CREEK |
| Legal Lot Number | 11 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 21900 |
Source: Montgomery County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2516 E WHIPP RD, DAYTON, OH 45440-2241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Aug 30, 2024 | Warranty Deed, Transfer · Conventional Mortgage MERCHANTS NATIONAL BANK |
| Sep 30, 2024 | Transfer on Death Deed, Transfer |
| Jan 29, 2024 | Certificate of Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2024 · Amount on Record |
| Deed Sale | Aug 30, 2024 · Amount on Record |
| Prior Sale | Aug 28, 2013 · Amount on Record |
| Deed Document Number | 202446018 |
| Prior Transfer Date | Feb 2, 2009 |
| Prior Transfer Doc | 0000014259 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Aug 30, 2024 |
| Property Address | 2516 E WHIPP RD, DAYTON, OH 45440-2241 |
| Document Number | 0000046018 |
| Map Reference | MB 77 PG 22 |
| Instrument Date | Aug 23, 2024 |
| Instrument | 2024-00046018 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | PARTNERS LAND TITLE AGENCY LLC, PARTNERS LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2516 E WHIPP RD, DAYTON, OH 45440-2241 |
| Document Number | 0000046019 |
|---|---|
| Date | Aug 30, 2024 |
| Instrument | 2024-00046019 |
| Name | MERCHANTS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2039 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Sep 30, 2024 |
| Property Address | 2516 E WHIPP RD, DAYTON, OH 45440-2241 |
| Document Number | 0000051882 |
| Map Reference | MB 77 PG 22 |
| Instrument Date | Aug 23, 2024 |
| Instrument | 2024-00051882 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Certificate of Transfer |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jan 29, 2024 |
| Property Address | 2516 E WHIPP RD, DAYTON, OH 45440-2241 |
| Document Number | 0000004273 |
| Map Reference | MB 77 PG 22 |
| Instrument Date | Aug 6, 2023 |
| Instrument | 2024-00004273 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1308 JOYCE DR, XENIA, OH 45385-1610 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,341.00 (-0.19%) | $82,230 (-) Land $16,940 Building $65,290 | $234,950 (-) Land $48,400 Building $186,550 |
| 2024 | $5,351.00 (+18.18%) | ||
| 2023 | $4,528.00 (+5.82%) | $82,230 (+29.82%) Land $16,940 Building $65,290 | $234,950 (+29.83%) Land $48,400 Building $186,550 |
| 2022 | $4,279.00 | $63,340 Land $13,030 Building $50,310 | |
| 2020 | $180,970 Land $37,230 Building $143,740 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978) |
| Most Recent Claim | Dec 1978 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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