Montgomery County property record for 2531 E Whipp Rd, Dayton, OH 45440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,653 sqft · built 1965 |
| Lot Size | 0.469 acres (20,473 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Oct 2020) |
| Tax Bill | $5,128 (2024) |
| Deeds & Mortgages | Feb 2021 Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | O68 00704 0017 |
| Primary APN | O68 00704 0017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,653 sqft Living Area |
| 1st Floor Area | 1,653 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 20,473 sqft |
| Lot Dimensions | 185 ft deep x 110 ft wide |
| Garage Area | 551 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 224 sqft |
|---|---|
| Patio Area | 224 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2531 E WHIPP RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45440-2267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 56 CAMELOT SEC 1 |
| Legal Subdivision | CAMELOT SEC 1 |
| Legal Lot Number | 17 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 40203 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2531 E WHIPP RD, DAYTON, OH 45440-2267 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND |
| Oct 1, 2020 | Grant Deed, Transfer · Conventional with PMI BANK OF ENGLAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2020 · Amount on Record |
| Deed Sale | Oct 1, 2020 · Amount on Record |
| Prior Sale | Jan 22, 2007 |
| Deed Document Number | 2020-00058905 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 2531 E WHIPP RD, DAYTON, OH 45440-2267 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Title Company | AMERICAN HOMELAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000009168 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 2021-00009168 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Sep 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Oct 1, 2020 |
| Property Address | 2531 E WHIPP RD, DAYTON, OH 45440-2267 |
| Document Number | 0000058905 |
| Instrument Date | Aug 4, 2020 |
| Instrument | 58905 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2021 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $660.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2531 E WHIPP RD DAYTON OH 454402267, DAYTON, OH 45440-2267 |
| Document Number | 58906 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 58906 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2050 |
| Document Number | 9168, |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 9168 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 30, 2050 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Municipality | Centerville City |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $80,850 (-) Land $15,890 Building $64,960 | ||
| 2024 | $5,128.00 (+9.18%) | ||
| 2023 | $4,697.00 (+2.22%) | $80,850 (+28.89%) Land $15,890 Building $64,960 | $231,020 (+28.89%) Land $45,410 Building $185,610 |
| 2022 | $4,595.00 | $62,730 Land $12,320 Building $50,410 | |
| 2020 | $179,240 Land $35,200 Building $144,040 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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