2515 Jefferson St, Duluth, MN 55812 Property Records

St. Louis County property record for 2515 Jefferson St, Duluth, MN 55812

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1923
Lot Size	0.136 acres (5,950 sqft)
Owner	Company Name on Record
Last Sale	$207,500 (Dec 2024)
Tax Bill	$1,884 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-2080-05370`

Property Details

APN / Parcel Number

Primary APN	`010-2080-05370`
Alternative APNs	`1192936` `529510` `961822`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	816 sqft Gross Area
1st Floor Area	816 sqft
Basement Area	175 sqft
Finished Basement	175 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	5,950 sqft (0.136 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	136 sqft
Deck Area	72 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1192936
Street Address	2515 JEFFERSON ST
City	DULUTH
State	MN
Zip	55812-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WLY 20 FT OF LOT 16 AND ELY 22 1/2 FT OFLOT 17 SERIAL #
Legal Subdivision	HARRISONS DIV OF DULUTH
Legal Block	36
Legal Lot Number	16-17
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1033
Census Tract	1100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2515 JEFFERSON ST, DULUTH, MN 55812-2216
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Dec 30, 2025	Deed of Trust, Mortgage · Stand-Alone First Mortgage GREATER MINNESOTA HOUSING FUND
Dec 30, 2025	Deed of Trust, Mortgage · Stand-Alone First Mortgage NORTH SHORE BANK OF COMMERCE
Dec 30, 2024	Deed of Trust, Mortgage · Line of Credit NATIONAL BANK OF COMMERCE
Dec 2, 2024	Deed, Transfer THE TITLE FIRM, THE TITLE TEAM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2024 · Amount on Record
Deed Sale	Dec 2, 2024 · Amount on Record
Deed Document Number	20241500164
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2515 JEFFERSON ST, DULUTH, MN 55812-2216
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1821 FOREST CT, CLOQUET, MN 55720-9700

Mortgage

Document Number	0001525148
Date	Dec 30, 2025
Instrument	1525148

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2515 JEFFERSON ST, DULUTH, MN 55812-2216
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001525151
Date	Dec 30, 2025
Instrument	1525151

Lender

Name	GREATER MINNESOTA HOUSING FUND
Type	Government Agency
Address	SAINT PAUL, MN 55114

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2515 JEFFERSON ST, DULUTH, MN 55812-2216
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001525149
Date	Dec 30, 2025
Instrument	1525149

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2515 JEFFERSON ST, DULUTH, MN 55812-2216
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 E 4TH ST, DULUTH, MN 55805-3895
Investor	Possibly a Property Investor

Mortgage

Document Number	0001502383
Date	Dec 30, 2024
Instrument	1502383

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 2, 2024
Property Address	2515 JEFFERSON ST, DULUTH, MN 55812-2216
Document Number	0001500164
Instrument Date	Nov 13, 2024
Instrument	1500164
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount Recorded
Tax	$684.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 E 4TH ST, DULUTH, MN 55805-3895
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,884.00 (-27.43%) Homeowner's exemption
2025	$2,596.00 (+12.19%)	$231,000 (+22.74%) Land $66,000 Building $165,000	$231,000 (+22.74%) Land $66,000 Building $165,000
2024	$2,314.00	$188,200 (+17.85%) Land $38,500 Building $149,700	$188,200 (+17.85%) Land $38,500 Building $149,700
2022		$159,700 Land $33,700 Building $126,000	$159,700 Land $33,700 Building $126,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon.

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