St. Louis County property record for 2514 Jefferson St, Duluth, MN 55812
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 956 sqft · built 1928 |
| Lot Size | 0.179 acres (7,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $182,500 (Sep 2016) |
| Tax Bill | $3,370 (2026) |
| Deeds & Mortgages | May 2022 Mortgage Jun 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2080-06460 |
| Primary APN | 010-2080-06460 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 956 sqft Gross Area |
| 1st Floor Area | 560 sqft |
| Basement Area | 180 sqft |
| Finished Basement | 180 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 7,800 sqft (0.179 acres) |
| Garage Area | 528 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 48 sqft |
| Storage Building | 80 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1164525 |
|---|---|
| Street Address | 2514 JEFFERSON ST |
| City | DULUTH |
| State | MN |
| Zip | 55812-2215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4, BLOCK 45 SERIAL # |
| Legal Subdivision | HARRISONS DIVISION OF DULUTH |
| Legal Block | 45 |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 1100 |
2514 Jefferson St is owned by an individual who bought it in September 2016.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1407 S LAKE AVE, DULUTH, MN 55802-2413 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MINNESOTA POWER EMPLOYEES CU |
| Jun 19, 2020 | Deed of Trust, Mortgage · Line of Credit MINNESOTA POWER EMPS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2016 · Amount on File |
| Deed Sale | Sep 21, 2016 · Amount on File |
| Deed Document Number | 20161294118 |
| Prior Transfer Date | Feb 1, 2007 |
| Prior Transfer Doc | 0001049669 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2514 JEFFERSON ST, DULUTH, MN 55812-2215 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 2514 JEFFERSON ST, DULUTH, MN 55812-2215 |
| Document Number | 0001442445 |
|---|---|
| Date | May 4, 2022 |
| Instrument | 1442445 |
| Name | MINNESOTA POWER EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Apr 23, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2514 JEFFERSON ST, DULUTH, MN 55812-2215 |
| Document Number | 00A1384822 |
| Instrument Date | Jun 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2145 JEFFERSON ST DULUTH MN 55812, DULUTH, MN 55812 |
| Document Number | 00A1384822 |
|---|---|
| Date | Jul 13, 2020 |
| Instrument | A1384822 |
| Name | MINNESOTA POWER EMPS CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 12, 2040 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 2514 Jefferson St was $3,370, up 1.9% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,370.00 (+1.87%) | ||
| 2025 | $3,308.00 (+6.85%) | $248,000 (+3.2%) Land $81,400 Building $166,600 | $248,000 (+3.2%) Land $81,400 Building $166,600 |
| 2024 | $3,096.00 | $240,300 Land $47,400 Building $192,900 | $240,300 Land $47,400 Building $192,900 |
| 2022 | $205,200 Land $41,600 Building $163,600 | $205,200 Land $41,600 Building $163,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2514 Jefferson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | May 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2514 Jefferson St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, T-Mobile, Verizon.
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