2510 Jefferson St, Duluth, MN 55812 Property Records

St. Louis County property record for 2510 Jefferson St, Duluth, MN 55812

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.25 ba · 940 sqft · built 1942
Lot Size0.179 acres (7,800 sqft)
OwnerIndividual Name on File
Last Sale$163,000 (Oct 2005)
Tax Bill$3,012 (2026)
Deeds & MortgagesOct 2023 Second Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN010-2080-06450

Property Details

APN / Parcel Number

Primary APN010-2080-06450
Alternative APNs
  • 1157129
  • 789058

Interior

Bedrooms2 Beds
Full Baths1.25 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area940 sqft Gross Area
1st Floor Area940 sqft
Basement Area338 sqft
Finished Basement338 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Lot Area7,800 sqft (0.179 acres)
Garage TypeBasement

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchPorch
Porch Area54 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1157129
Street Address2510 JEFFERSON ST
CityDULUTH
StateMN
Zip55812-2215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3, BLOCK 45 SERIAL #
Legal SubdivisionHARRISONS DIVISION OF DULUTH
Legal Block45
Legal Lot Number3
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1032
Census Tract1100

Owner

2510 Jefferson St is owned and occupied by an individual who acquired it in October 2023.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address2510 JEFFERSON ST, DULUTH, MN 55812-2215
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2023Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage
NORTH SHORE FCU
Aug 17, 2020Deed of Trust, Mortgage · Conventional with PMI
NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2005 · Amount on File
Deed SaleOct 6, 2005 · Amount on File
Deed Document Number2005806025
Last Transfer DateOct 24, 2023
Transfer Doc0001073959
Record UpdatedSep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MN
Recording DateOct 30, 2023
Property Address2510 JEFFERSON ST, DULUTH, MN 55812-2215
Document Number0001073959
Instrument DateOct 24, 2023
Instrument1073959
Transaction TypeTransfer
Record UpdatedOct 21, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2510 JEFFERSON ST, DULUTH, MN 55812-2215

Mortgage

Document Number0001073960
DateOct 30, 2023
Instrument1073960
Lender
NameNORTH SHORE FCU
TypeCredit Union
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term180 Months
DueOct 30, 2038

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address2510 JEFFERSON ST, DULUTH, MN 55812-2215
Document Number00T1027933
Instrument DateAug 17, 2020
Transaction TypeMortgage
Record UpdatedOct 14, 2020
Title CompanyNORTH SHORE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2510 JEFFERSON ST DULUTH MN 558122215, DULUTH, MN 55812-2215

Mortgage

Document Number00T1027933
DateAug 25, 2020
InstrumentT1027933
Lender
NameNORTH SHORE BK/COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConventional with PMI
AmountAmount on Record
Term240 Months
DueAug 24, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 2510 Jefferson St was $3,012 with a homeowner's exemption, up 8.3% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,012.00 (+8.27%) Homeowner's exemption
2025$2,782.00 Homeowner's exemption$245,400 (+8.87%) Land $81,400 Building $164,000$245,400 (+8.87%) Land $81,400 Building $164,000
2024$225,400 Land $47,400 Building $178,000$225,400 Land $47,400 Building $178,000
2023$2,636.00 Homeowner's exemption
2022$192,600 Land $41,600 Building $151,000$192,600 Land $41,600 Building $151,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2510 Jefferson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimMay 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2510 Jefferson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink, T-Mobile, Verizon.

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