2507 Jefferson St, Duluth, MN 55812 Property Records

St. Louis County property record for 2507 Jefferson St, Duluth, MN 55812

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1923
Lot Size	0.12 acres (5,250 sqft)
Owner	Company Name on Record
Last Sale	$83,000 (Nov 2014)
Tax Bill	$3,558 (2026)
Deeds & Mortgages	Apr 2025 Mortgage Jun 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-2080-05390`

Property Details

APN / Parcel Number

Primary APN	`010-2080-05390`
Alternative APN	`1023912`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,200 sqft Gross Area
1st Floor Area	1,200 sqft
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Lot Area	5,250 sqft (0.12 acres)
Garage Type	Basement

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	88 sqft
Deck Area	128 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1023912
Street Address	2507 JEFFERSON ST
City	DULUTH
State	MN
Zip	55812-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WLY 27 1/2 FT OF LOT 17 AND ELY 10 FT OFLOT 18 SERIAL #
Legal Subdivision	HARRISONS DIVISION OF DULUTH
Legal Block	36
Legal Lot Number	17-18
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1033
Census Tract	1100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 3144, DULUTH, MN 55803-3144
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2025	Deed of Trust, Mortgage · Commercial Mortgage WESTERN NATIONAL BANK
Jun 18, 2024	Deed of Trust, Mortgage SUPERIOR CHOICE CU
Jan 19, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 1, 2017	Loan Modification, Mortgage ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2014 · Amount on Record
Deed Sale	Nov 6, 2014 · Amount on Record
Prior Sale	Jul 25, 2002 · Amount on Record
Deed Document Number	20141249250
Last Transfer Date	Jan 1, 2017
Transfer Doc	0001302369
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2507 JEFFERSON ST, DULUTH, MN 55812-2216
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 N CENTRAL AVE, DULUTH, MN 55807-2404

Mortgage

Document Number	0001508639
Date	Apr 17, 2025
Instrument	1508639

Lender

Name	WESTERN NATIONAL BANK
Type	Bank
Address	DULUTH, MN 55816

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 16, 2030

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2507 JEFFERSON ST, DULUTH, MN 55812-2216
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3144, DULUTH, MN 55803-3144

Mortgage

Document Number	0001490016
Date	Jun 18, 2024
Instrument	1490016

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 5, 2039

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 19, 2017
Property Address	2507 JEFFERSON ST, DULUTH, MN 55812-2216
Document Number	00A1302369
Instrument Date	Jan 1, 2017
Instrument	A1302369
Transaction Type	Transfer
Record Updated	Jan 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3144 DULUTH MN 558033144, DULUTH, MN 55803-3144

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	2507 JEFFERSON ST, DULUTH, MN 55812-2216
Document Number	00A1311893
Instrument Date	Jan 1, 2017
Transaction Type	Mortgage
Record Updated	Jul 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,558.00 (+7.3%)
2025	$3,316.00 (+0.3%)	$262,300 (+8.88%) Land $58,300 Building $204,000	$262,300 (+8.88%) Land $58,300 Building $204,000
2024	$3,306.00	$240,900 (+17.28%) Land $33,900 Building $207,000	$240,900 (+17.28%) Land $33,900 Building $207,000
2022		$205,400 Land $29,800 Building $175,600	$205,400 Land $29,800 Building $175,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon.

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