Hamilton County property record for 2509 Stuart St, Chattanooga, TN 37406
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,422 sqft · built 1930 |
| Lot Size | 0.166 acres (7,250 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $320 (2025) |
| Deeds & Mortgages | Nov 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 137A D 024 |
| Primary APN | 137A D 024 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,422 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,250 sqft (0.166 acres) |
| Lot Dimensions | 145 ft deep x 50 ft wide |
| Heating System | Forced Air |
|---|---|
| Sewer | Connected |
| Account Number | 0000063876 |
|---|---|
| Street Address | 2509 STUART ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37406-1934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 5 BLK 21 SHEPHARDS SUB SHERMAN HEIGHTS PB3 PG 22 |
| Legal Subdivision | SHEPHARDS HEIGHTS |
| Legal Block | 21 |
| Legal Lot Number | 5 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 12300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2509 Stuart St is owned and occupied by an individual who acquired it in November 2021.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2509 STUART ST, CHATTANOOGA, TN 37406-1934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 2, 2021 |
| Transfer Doc | 0000000186 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 2, 2021 |
| Property Address | 2509 STUART ST, CHATTANOOGA, TN 37406-1934 |
| Document Number | 0000000186 |
| Book / Page | 12717 / 115 |
| Map Reference | MB 3 PG 22 |
| Instrument Date | Nov 2, 2021 |
| Instrument | 2021110200186 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 2509 Stuart St was $320, down 1.8% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $320.00 (-1.84%) | $21,150 (+44.86%) | $84,600 (+44.86%) Land $25,000 Building $59,600 |
| 2024 | $326.00 | $14,600 (-) | $58,400 (-) Land $7,500 Building $50,900 |
| 2023 | $326.00 | $14,600 (-) | $58,400 (-) Land $7,500 Building $50,900 |
| 2022 | $326.00 | $14,600 | $58,400 Land $7,500 Building $50,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2509 Stuart St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1984–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2509 Stuart St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures