2502 E 3rd St, Panama City, FL 32401 Property Records

Bay County property record for 2502 E 3rd St, Panama City, FL 32401 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,116 sqft · built 1925
Lot Size	0.847 acres (36,895 sqft)
Owner	Individual Name on File
Last Sale	$167,500 (Jan 2014)
Tax Bill	$189 (2023)
Flood Zone	Zone X (minimal risk)
APN	`22815-000-000`

Property Details

APN / Parcel Number

Primary APN	`22815-000-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,116 sqft Living Area
1st Floor Area	2,052 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1945
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	36,895 sqft (0.847 acres)
Lot Dimensions	205 ft deep x 180 ft wide
Garage Type	Carport
Garage Area	232 sqft
Carport	Carport
Carport Area	232 sqft
Porch	Open Porch
Porch Area	280 sqft
Deck Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2502 E 3RD ST
City	PANAMA CITY
State	FL
Zip	32401-4840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLMES ADD LOTS 9 & 10 & W 17 LOTS 1 & 2 BLK 2 ORB 3581 P 59
Legal Range	14W
Legal Township	04S
Legal Section	10
Legal Subdivision	HOLMES ADD
Legal Block	2
Legal Lot Number	1,9
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1047
Census Tract	1800

Owner

Source: Bay County records · APN 22815-000-000

Assessment roll updated January 5, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2502 E 3RD ST, PANAMA CITY, FL 32401-4840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 28, 2014 · Amount on Record
Deed Sale	Jan 28, 2014 · Amount on Record
Prior Sale	Mar 02, 2001 · Amount on Record
Deed Document Number	20144536
Deed Book / Page	3581 / 59
Prior Transfer Date	Feb 17, 2012
Prior Transfer Doc	0033862086
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$154,726 (+5.99%)	$199,429 (+12.51%) Land $74,844 Building $124,585
2023	$189.00 (-32.5%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$145,985 (+69.46%)	$177,259 (+101.33%) Land $58,320 Building $118,939
2022	$280.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$86,146	$88,046 Land $43,740 Building $44,306

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.