175 Seneca Reef Dr, Hampstead, NC 28443 Property Records

Pender County property record for 175 Seneca Reef Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,594 sqft · built 2019
Lot Size	0.35 acres (15,246 sqft)
Owner	Company Name on Record
Last Sale	$381,000 (Jun 2022)
Tax Bill	$2,263 (2025)
Deeds & Mortgages	Mar 2026 Transfer Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3281-76-9248-0000`

Property Details

APN / Parcel Number

Primary APN	`3281-76-9248-0000`
Alternative APNs	`000047899` `978261`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,594 sqft Total Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	000047899
Street Address	175 SENECA REEF DR
City	HAMPSTEAD
State	NC
Zip	28443-7258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LT 59 PB 63/34 SENECA REEF PH 2 SEC 1
Legal Subdivision	SENECA REEF
Legal Phase	2
Legal Lot Number	59
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1001
Census Tract	920202

Owner

Source: Pender County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	175 SENECA REEF DR, HAMPSTEAD, NC 28443-7258
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Intrafamily Transfer, Transfer
Jun 7, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTH STATE BANK
Aug 29, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2022 · Amount on Record
Deed Sale	Jun 7, 2022 · Amount on Record
Prior Sale	Aug 29, 2019 · Amount on Record
Deed Document Number	202220103431
Deed Book / Page	4790 / 1076
Last Transfer Date	Feb 17, 2026
Transfer Doc	0020152987
Record Updated	Jun 8, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PENDER NC
Recording Date	Mar 6, 2026
Property Address	175 SENECA REEF DR, HAMPSTEAD, NC 28443-7258
Document Number	0048861381
Book / Page	4886 / 1381
Map Reference	MB 63 PG 34
Instrument Date	Feb 17, 2026
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	175 SENECA REEF DR, HAMPSTEAD, NC 28443-7258

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jun 7, 2022
Property Address	175 SENECA REEF DR, HAMPSTEAD, NC 28443-7258
Document Number	0047901076
Book / Page	4790 / 1076
Map Reference	MB 63 PG 34
Instrument Date	May 26, 2022
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$762.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	175 SENECA REEF DR, HAMPSTEAD, NC 28443-7258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 SENECA REEF DR, HAMPSTEAD, NC 28443-7258

Mortgage

Document Number	0047901079
Date	Jun 7, 2022
Instrument	4790-1079

Lender

Name	NORTH STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

August 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Aug 29, 2019
Property Address	175 SENECA REEF DR, HAMPSTEAD, NC 28443-7258
Document Number	0046921266
Book / Page	4692 / 1266
Map Reference	MB 63 PG 34
Instrument Date	Aug 28, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$522.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1545, TOWNSEND, VA 23443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 SENECA REEF DRIVE, MOUNT PLEASANT, SC 29465

Mortgage

Document Number	0046921268
Date	Aug 29, 2019
Instrument	4692/1268

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,263.00 (+8.96%)	$377,343 (+69.11%) Land $69,250 Building $308,093	$377,343 (+69.11%) Land $69,250 Building $308,093
2023		$223,132 (-) Land $33,075 Building $190,057	$223,132 (-) Land $33,075 Building $190,057
2022	$2,077.00	$223,132 Land $33,075 Building $190,057	$223,132 Land $33,075 Building $190,057

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 142 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	146 units insured incl. 4 condo units
Nearby Flood Claims	65 (1996–2024)
Claims Outside the SFHA	26 of 65
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 28 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 81% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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