San Diego County property record for 2495 Via Rancheros, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,779 sqft · built 1989 |
| Lot Size | 1.33 acres (57,935 sqft) |
| Owner | Company Name on File |
| Last Sale | $425,000 (Dec 2002) |
| Tax Bill | $6,402 (2025) |
| Deeds & Mortgages | Jun 2023 Transfer Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 124-070-46-00 |
| Primary APN | 124-070-46-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,779 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 57,935 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2495 VIA RANCHEROS |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-8261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | TCT B SEC 4-10-3W PAR B PER DOC86-609967 IN TR PB0001PG108 |
| Legal Range | 03W |
| Legal Township | 10 |
| Legal Section | 04 |
| Legal Subdivision | RANCHO MONSERATE |
| Legal Tract | B |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 18804 |
2495 Via Rancheros is owned by a company that acquired it in June 2023 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2495 VIA RANCHEROS, FALLBROOK, CA 92028-8261 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jun 30, 2023 | Intrafamily Transfer, Transfer |
| Jan 27, 2021 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2002 · Amount on File |
| Deed Sale | Dec 16, 2002 · Amount on File |
| Prior Sale | Jun 16, 1987 · Amount on File |
| Deed Document Number | 20021145783 |
| Last Transfer Date | Jun 14, 2023 |
| Transfer Doc | 0000171437 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 30, 2023 |
| Property Address | 2495 VIA RANCHEROS, FALLBROOK, CA 92028-8261 |
| Document Number | 0000171437 |
| Map Reference | MB 1 PG 108 |
| Instrument Date | Jun 14, 2023 |
| Instrument | 2023-0171437 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2495 VIA RANCHEROS, FALLBROOK, CA 92028-8261 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2495 VIA RANCHEROS, FALLBROOK, CA 92028-8261 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 2495 VIA RANCHEROS, FALLBROOK, CA 92028-8261 |
| Document Number | 0000062989 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 2021-0062989 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2041 |
The 2025 property tax bill for 2495 Via Rancheros was $6,402 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $627,832 (+2%) Land $174,716 Building $453,116 | |
| 2025 | $6,402.00 Homeowner's exemption | $615,523 Land $171,291 Building $444,232 |
| 2023 | $6,145.00 (+1.76%) Homeowner's exemption | $591,624 (+2%) Land $164,641 Building $426,983 |
| 2022 | $6,039.00 Homeowner's exemption | $580,024 Land $161,413 Building $418,611 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2495 Via Rancheros in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2495 Via Rancheros is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 63% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FALLBROOK PUD serves 35,237 people · EPA ID CA3710008 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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