San Diego County property record for 2497 Via Rancheros, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,487 sqft · built 1989 |
| Lot Size | 1.58 acres (68,825 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $950,000 (Jul 2022) |
| Tax Bill | $6,882 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 124-070-48-00 |
| Primary APN | 124-070-48-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,487 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 68,825 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2497 VIA RANCHEROS |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-8261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | TCT B SEC 4-10-3W PAR D PER DOC86-609967 IN TR PB0001PG108 |
| Legal Range | 03W |
| Legal Township | 10 |
| Legal Section | 04 |
| Legal Subdivision | RANCHO MONSERATE |
| Legal Tract | B |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 18804 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2497 VIA RANCHEROS, FALLBROOK, CA 92028-8261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FUNDLOANS CAP |
| Jul 22, 2022 | Grant Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORP |
| Sep 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2022 · Amount on Record |
| Deed Sale | Jul 22, 2022 · Amount on Record |
| Prior Sale | May 16, 2016 · Amount on Record |
| Deed Document Number | 2022302793 |
| Prior Transfer Date | Feb 21, 2006 |
| Prior Transfer Doc | 0000148579 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 1, 2026 |
| Property Address | 2497 VIA RANCHEROS, FALLBROOK, CA 92028-8261 |
| Document Number | 0000124500 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026124500 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 2497 VIA RANCHEROS, FALLBROOK, CA 92028-8261 |
| Document Number | 0000124500, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 2026124500 |
| Name | FUNDLOANS CAP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 22, 2022 |
| Property Address | 2497 VIA RANCHEROS, FALLBROOK, CA 92028-8261 |
| Document Number | 0000302793 |
| Map Reference | DOC 86-609967 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 2022-0302793 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA SD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2497 VIA RANCHEROS, FALLBROOK, CA 92028-8261 |
| Document Number | 0000302794 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 2022-0302794 |
| Name | HOMEXPRESS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2497 VIA RANCHEROS, FALLBROOK, CA 92028-8261 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000514895 |
|---|---|
| Date | Sep 4, 2020 |
| Instrument | 2020-0514895 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $674,226 (+2%) Land $354,643 Building $319,583 | |
| 2025 | $6,882.00 (+1.93%) Homeowner's exemption | $661,007 (+4.04%) Land $347,690 Building $313,317 |
| 2024 | $6,752.00 (+1.05%) | |
| 2023 | $6,682.00 (+3.5%) | $635,341 Land $334,190 Building $301,151 |
| 2022 | $6,456.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 63% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FALLBROOK PUD serves 35,237 people · EPA ID CA3710008 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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