2485 Via Rancheros, Fallbrook, CA 92028 Property Records

San Diego County property record for 2485 Via Rancheros, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,985 sqft · built 1990
Lot Size	1.31 acres (57,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (May 2025)
Tax Bill	$4,625 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`124-070-47-00`

Property Details

APN / Parcel Number

Primary APN	`124-070-47-00`
Alternative APN	`1240700700`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,985 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	57,499 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1240700700
Street Address	2485 VIA RANCHEROS
City	FALLBROOK
State	CA
Zip	92028-8261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	TCT B SEC 4-10-3W PAR C PER DOC86-609967 IN TR PB0001PG108
Legal Range	03W
Legal Township	10
Legal Section	04
Legal Subdivision	RANCHO MONSERATE
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	2
Census Block	2008
Census Tract	18804

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3434 PONTIAC AVE, JURUPA VALLEY, CA 92509-4435
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2025 · Amount on Record
Deed Sale	May 23, 2025 · Amount on Record
Prior Sale	Mar 11, 1987 · Amount on Record
Deed Document Number	2025137965
Prior Transfer Date	Dec 30, 2024
Prior Transfer Doc	0000002355
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2485 VIA RANCHEROS, FALLBROOK, CA 92028-8261
Document Number	0000323949
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2485 VIA RANCHEROS FALLBROOK CA 920288261, FALLBROOK, CA 92028-8261

Mortgage

Document Number	0000323949
Date	Jun 22, 2020
Instrument	323949

Lender

Name	SECURE ONE CAP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 21, 2035

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$918,000 (+109.26%) Land $510,000 Building $408,000
2025	$4,625.00 (+4%)	$438,680 (+4.04%) Land $113,026 Building $325,654
2023	$4,447.00 (+1.74%)	$421,647 Land $108,638 Building $313,009
2022	$4,371.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20