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2409 Monica Ln, Bloomington, IL 61705 Property Records

McLean County property record for 2409 Monica Ln, Bloomington, IL 61705

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,251 sqft · built 2001
Lot Size0.377 acres (16,405 sqft)
OwnerTrust Name on File
Tax Bill$8,132 (2024)
Deeds & MortgagesNov 2025 Mortgage
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN21-18-326-005

Property Details

APN / Parcel Number

Primary APN21-18-326-005

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,251 sqft Living Area
Gross Area2,958 sqft
1st Floor Area1,186 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area16,405 sqft (0.377 acres)
Lot Dimensions162 ft deep x 113 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area707 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Deck Area125 sqft
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2409 MONICA LN
CityBLOOMINGTON
StateIL
Zip61705-5266
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionFOX LAKE SUB 1ST ADD LOT 29
Legal Range02E
Legal Township23N
Legal Section18
Legal SubdivisionFOX LAKE SUB
Legal Lot Number29
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group1
Census Block1030
Census Tract1402

Owner

Source: McLean County assessment roll, APN 21-18-326-005, as of April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address2409 MONICA LN, BLOOMINGTON, IL 61705-5266
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Personal Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2025Deed of Trust, Mortgage · Conventional Mortgage
COMMERCE BANK
Apr 13, 2018Deed of Trust, Mortgage · Conventional Mortgage
COMMERCE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJul 11, 2007
Transfer Doc0000019565
Record UpdatedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address2409 MONICA LN, BLOOMINGTON, IL 61705-5266
Transaction TypeMortgage
Record UpdatedDec 05, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2409 MONICA LN, BLOOMINGTON, IL 61705-5266

Mortgage

Document Number202500016709
DateNov 20, 2025
Instrument2025-00016709
Lender
NameCOMMERCE BANK
TypeBank
AddressKANSAS CITY, MO 64106
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address2409 MONICA LN, BLOOMINGTON, IL 61705-5266
Transaction TypeMortgage
Record UpdatedJan 25, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800005555
DateApr 13, 2018
Instrument2018-00005555
Lender
NameCOMMERCE BANK
TypeBank
AddressKANSAS CITY, MO 64106
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 01, 2038

Tax Assessment & Valuation

Source: McLean County assessment roll as of April 8, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$117,671 (+16.75%) Land $32,434 Building $85,237$353,013 (+16.75%) Land $97,302 Building $255,711
2024$8,132.00 (+6.9%)
2023$7,607.00$100,790 Land $27,781 Building $73,009$302,370 Land $83,343 Building $219,027

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), as of June 27, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171130014021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2018 · other causes

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 315 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: AMG Technology Investment Group, Benton Ridge Telephone Company, T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1130200, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBLOOMINGTON
serves 79,000 people
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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