2501 Stuart St, Chattanooga, TN 37406 Property Records

Hamilton County property record for 2501 Stuart St, Chattanooga, TN 37406

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,488 sqft · built 1930
Lot Size	0.15 acres (6,554 sqft)
Owner	Individual Name on File
Last Sale	$186,000 (Dec 2021)
Tax Bill	$789 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`137A D 027`

Property Details

APN / Parcel Number

Primary APN	`137A D 027`
Alternative APN	`0000063879`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,488 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1943
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,554 sqft (0.15 acres)
Lot Dimensions	145 ft deep x 45.2 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000063879
Street Address	2501 STUART ST
City	CHATTANOOGA
State	TN
Zip	37406-1934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LTS 1 PT 2 BLK 21 SHEPPHARD SUB SHERMAN HEIGHTS PB3 PG22
Legal Subdivision	SHEPPHARD HEIGHTS
Legal Block	21
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	1
Census Block	1001
Census Tract	12300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2501 Stuart St is owned by an individual who bought it in December 2021.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1354 HIXSON PIKE, CHATTANOOGA, TN 37405-3141
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2021 · Amount on File
Deed Sale	Dec 20, 2021 · Amount on File
Prior Sale	Oct 5, 2010 · Amount on File
Deed Document Number	2021122000231
Deed Book / Page	12779 / 281
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 20, 2021
Property Address	2501 STUART ST, CHATTANOOGA, TN 37406-1934
Document Number	0000000231
Book / Page	12779 / 281
Map Reference	MB 3 PG 22
Instrument Date	Dec 17, 2021
Instrument	2021122000231
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$688.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1324 HIXSON PIKE, CHATTANOOGA, TN 37405-3141

Mortgage

Document Number	0012779286
Date	Dec 20, 2021
Instrument	12779/286

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2501 Stuart St was $789, up 16% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$789.00 (+16.03%)	$52,100 (+71.38%)	$208,400 (+71.38%) Land $25,000 Building $183,400
2024	$680.00	$30,400 (-)	$121,600 (-) Land $7,500 Building $114,100
2023	$680.00	$30,400 (-)	$121,600 (-) Land $7,500 Building $114,100
2022	$680.00	$30,400	$121,600 Land $7,500 Building $114,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2501 Stuart St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1984–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2501 Stuart St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20