2405 Stuart St, Chattanooga, TN 37406 Property Records

Hamilton County property record for 2405 Stuart St, Chattanooga, TN 37406

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,264 sqft · built 1940
Lot Size	0.201 acres (8,775 sqft)
Owner	Owner Name on File
Last Sale	$35,000 (Jul 1996)
Tax Bill	$354 (2025)
Deeds & Mortgages	Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`128P J 019`

Property Details

APN / Parcel Number

Primary APN	`128P J 019`
Alternative APN	`0000054177`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,264 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1966
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,775 sqft (0.201 acres)
Lot Dimensions	135 ft deep x 65 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000054177
Street Address	2405 STUART ST
City	CHATTANOOGA
State	TN
Zip	37406-3964
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LTS 11 12 PT 13 BLK 8 HAGANS OF OLD GLASS FARM PB3 PG13
Legal Subdivision	HAGANS OF OLD GLASS
Legal Block	8
Legal Lot Number	11,12 12
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1002
Census Tract	12300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

The current owner of 2405 Stuart St bought it in July 1996.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Owner Name on File
Mailing Address	2405 STUART ST, CHATTANOOGA, TN 37406-3964
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 1996 · Amount on File
Deed Sale	Jul 11, 1996 · Amount on File
Prior Sale	Apr 27, 1995 · Amount on File
Deed Document Number	337983
Deed Book / Page	4711 / 682
Prior Transfer Date	Jul 10, 1996
Prior Transfer Doc	0000004494
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2405 STUART ST, CHATTANOOGA, TN 37406-3964
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	FIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 STUART ST, CHATTANOOGA, TN 37406-3964

Mortgage

Document Number	0000000190
Date	Apr 4, 2023
Book Page	13254/930
Instrument	2023040400190

Lender

Name	CHATTANOOGA COMMUNITY HOUSING DEVELOPMEN
Type	Non-Lending Institution
Address	CHATTANOOGA, TN 37402

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2405 Stuart St was $354, up 3.2% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$354.00 (+3.21%)	$23,400 (+52.44%)	$93,600 (+52.44%) Land $25,000 Building $68,600
2024	$343.00	$15,350 (-)	$61,400 (-) Land $8,600 Building $52,800
2023	$343.00	$15,350 (-)	$61,400 (-) Land $8,600 Building $52,800
2022	$343.00	$15,350	$61,400 Land $8,600 Building $52,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2405 Stuart St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1984–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2405 Stuart St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20