Hamilton County property record for 2409 Stuart St, Chattanooga, TN 37406
| Property Type | Duplex |
|---|---|
| Details | 4 ba · 2,658 sqft · built 1940 |
| Lot Size | 0.154 acres (6,750 sqft) |
| Owner | Company Name on File |
| Last Sale | $160,470 (Feb 2025) |
| Tax Bill | $425 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Feb 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 128P J 018 |
| Primary APN | 128P J 018 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,658 sqft Total Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 6,750 sqft (0.154 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000054176 |
|---|---|
| Street Address | 2409 STUART ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37406-3964 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Description | LT 1 SUAREZ SUB PB 3 PG 13 REV PB 133 PG 95 |
| Legal Subdivision | HAGANS OF OLD GLASS |
| Legal Block | 8 |
| Legal Lot Number | 9,10 10 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 12300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2409 Stuart St, a duplex, is owned by a company that bought it in February 2025.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2533 WOODTHRUSH DR, CHATTANOOGA, TN 37421-1339 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC |
| Feb 14, 2025 | Warranty Deed, Transfer · Commercial Mortgage TRIDENT REALTY INVESTMENTS LLC |
| Aug 23, 2017 | Warranty Deed, Transfer · Commercial Mortgage PINNACLE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 14, 2025 · Amount on File |
| Deed Sale | Feb 14, 2025 · Amount on File |
| Prior Sale | Aug 23, 2017 · Amount on File |
| Deed Document Number | 2025021400098 |
| Deed Book / Page | 13837 / 469 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2409 STUART ST, CHATTANOOGA, TN 37406-3964 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Name | Verified Name |
|---|
| Document Number | 0000000116 |
|---|---|
| Date | Dec 30, 2025 |
| Book Page | 14152/663 |
| Instrument | 2025123000116 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95825 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Jan 1, 2066 |
| Prepayment Penalty | 03 Months |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 14, 2025 |
| Property Address | 2409 STUART ST, CHATTANOOGA, TN 37406-3964 |
| Document Number | 0000000098 |
| Book / Page | 13837 / 469 |
| Map Reference | MB 3 PG 13 |
| Instrument Date | Feb 12, 2025 |
| Instrument | 2025021400098 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Title Company | TITLE GUARANTY & TRUST CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $593.74 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2533 WOODTHRUSH DR, CHATTANOOGA, TN 37421-1339 |
| Document Number | 0000000099 |
|---|---|
| Date | Feb 14, 2025 |
| Book Page | 13837/471 |
| Instrument | 2025021400099 |
| Name | TRIDENT REALTY INVESTMENTS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | DALLAS, TX 75248 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Mar 1, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 23, 2017 |
| Property Address | 2409 STUART ST, CHATTANOOGA, TN 37406-3964 |
| Document Number | 0000000024 |
| Book / Page | 11135 / 668 |
| Map Reference | MB3 PG13 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 2017082300024 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Title Company | JONES RAULSTON TITLE INS AGE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $212.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1706 VANCE AVE, CHATTANOOGA, TN 37404-3519 |
| Document Number | 0000000025 |
|---|---|
| Date | Aug 23, 2017 |
| Instrument | 2017082300025 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 18, 2037 |
The 2025 property tax bill for 2409 Stuart St was $425, up 20.1% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $425.00 (+20.06%) | $28,050 (+76.97%) | $112,200 (+76.97%) Land $25,000 Building $87,200 |
| 2024 | $354.00 | $15,850 (-) | $63,400 (-) Land $7,500 Building $55,900 |
| 2023 | $354.00 | $15,850 (-) | $63,400 (-) Land $7,500 Building $55,900 |
| 2022 | $354.00 | $15,850 | $63,400 Land $7,500 Building $55,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2409 Stuart St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1984–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2409 Stuart St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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