Ramsey County property record for 2501 4th St, Saint Paul, MN 55110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,898 sqft · built 1983 |
| Lot Size | 0.541 acres (23,566 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Oct 2019) |
| Tax Bill | $4,434 (2023) |
| Deeds & Mortgages | Jun 2021 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-30-22-13-0014 |
| Primary APN | 12-30-22-13-0014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,898 sqft Living Area |
| Gross Area | 2,398 sqft |
| 1st Floor Area | 1,048 sqft |
| Basement Area | 850 sqft |
| Finished Basement | 850 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Entry |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 23,566 sqft (0.541 acres) |
| Lot Dimensions | 295 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 2501 4TH ST |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55110-5754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | BUFFALO CREEK ADDITION LOT 10 BLK 1 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 12 |
| Legal Quarter | 1 |
| Quarter-Quarter Section | 14 |
| Legal Subdivision | BUFFALO CREEK ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | WHITE BEAR |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 40102 |
2501 4th St is owned and occupied by an individual who bought it in October 2019.
Source: Ramsey County records, as of April 29, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2501 4TH ST, WHITE BEAR TOWNSHIP, MN 55110-5754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRADITION MORTGAGE |
| Oct 25, 2019 | Warranty Deed, Transfer · Conventional with PMI PROSPERITY HM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2019 · Amount on File |
| Deed Sale | Oct 25, 2019 · Amount on File |
| Prior Sale | Jun 12, 2015 · Amount on File |
| Deed Document Number | A04780471 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2501 4TH ST, SAINT PAUL, MN 55110-5754 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Title Company | ESQUIRE TITLE, ESQUIRE TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0A04892293 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | A04892293 |
| Name | TRADITION MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 65044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Oct 25, 2019 |
| Property Address | 2501 4TH ST, WHITE BEAR TOWNSHIP, MN 55110-5754 |
| Document Number | 0004780471 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 4780471 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2019 |
| Title Company | EDINA REALTY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,020.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2501 4TH ST WHITE BEAR TOWNSHIP MN 551105754, WHITE BEAR TOWNSHIP, MN 55110-5754 |
| Document Number | 4780472 |
|---|---|
| Date | Oct 25, 2019 |
| Instrument | 4780472 |
| Name | PROSPERITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 24, 2049 |
Source: Ramsey County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| County Subdivision | White Bear Township |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,434.00 Homeowner's exemption | $341,100 Land $74,800 Building $266,300 | $341,100 Land $74,800 Building $266,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2501 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2501 4th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Township serves 11,699 people · EPA ID MN1620025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile, Verizon.
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