2441 4th St, Saint Paul, MN 55110 Property Records

Ramsey County property record for 2441 4th St, Saint Paul, MN 55110

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,884 sqft · built 1988
Lot Size	0.298 acres (12,981 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Jul 2020)
Tax Bill	$4,830 (2023)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-30-22-24-0042`

Property Details

APN / Parcel Number

Primary APN	`12-30-22-24-0042`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,884 sqft Living Area
Gross Area	1,034 sqft
1st Floor Area	1,034 sqft
Basement Area	850 sqft
Finished Basement	850 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Architectural Style	Split Entry
Exterior Material	Aluminum/Vinyl
Lot Area	12,981 sqft (0.298 acres)
Lot Dimensions	130 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2441 4TH ST
City	SAINT PAUL
State	MN
Zip	55110-5754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	BUFFALO STREET 2ND ADDITION SUBJ TO ESMT; LOT 9 BLK 2
Legal Range	22
Legal Township	30
Legal Section	12
Legal Quarter	2
Quarter-Quarter Section	42
Legal Subdivision	BUFFALO STREET 2ND ADDITION
Legal Block	2
Legal Lot Number	9
Jurisdiction	RAMSEY MN
Township / Civil Division	WHITE BEAR
Census Block Group	1
Census Block	1029
Census Tract	40102

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2441 4TH ST, WHITE BEAR LAKE, MN 55110-5754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2020 · Amount on Record
Deed Sale	Jul 21, 2020 · Amount on Record
Deed Document Number	T02670181
Record Updated	Jun 7, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 21, 2020
Property Address	2441 4TH ST, WHITE BEAR LAKE, MN 55110-5754
Document Number	0002670181
Instrument Date	Jul 13, 2020
Instrument	2670181
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	TITLESMART

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,139.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2441 4TH ST WHITE BEAR LAKE MN 551105754, WHITE BEAR LAKE, MN 55110-5754

Mortgage

Document Number	2670182
Date	Jul 21, 2020
Instrument	2670182

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
County Subdivision	White Bear Township
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,830.00 Homeowner's exemption	$365,500 Land $72,600 Building $292,900	$365,500 Land $72,600 Building $292,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	White Bear Township serves 11,699 people · EPA ID MN1620025
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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