2490 4th St, Saint Paul, MN 55110 Property Records

Ramsey County property record for 2490 4th St, Saint Paul, MN 55110

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,000 sqft · built 1966
Lot Size	0.332 acres (14,462 sqft)
Owner	Individual Name on Record
Last Sale	$417,000 (Mar 2021)
Tax Bill	$5,530 (2023)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Oct 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-30-22-24-0039`

Property Details

APN / Parcel Number

Primary APN	`12-30-22-24-0039`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,000 sqft Living Area
Gross Area	1,824 sqft
1st Floor Area	1,200 sqft
Basement Area	800 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	14,462 sqft (0.332 acres)
Lot Dimensions	145 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2490 4TH ST
City	SAINT PAUL
State	MN
Zip	55110-5753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	WHITE BEAR BEACH SUBJ TO VAC ALLEY ACCRUING & ESMTS; PART NLY OF L ...& ALL OF LOTS 15 & LOT 16 BLK 6
Legal Range	22
Legal Township	30
Legal Section	12
Legal Quarter	2
Quarter-Quarter Section	4
Legal Subdivision	WHITE BEAR
Legal Block	6
Legal Lot Number	15-16 7
Jurisdiction	RAMSEY MN
Township / Civil Division	WHITE BEAR
Census Block Group	1
Census Block	1027
Census Tract	40102

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2490 4TH ST, WHITE BEAR TOWNSHIP, MN 55110-5753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Warranty Deed, Transfer · VA Mortgage BAY EQUITY LLC
Oct 7, 2020	Grant Deed, Transfer FSA TITLE SERVICES LLC, FSA TITLE SVCS LLC
Jan 24, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2021 · Amount on Record
Deed Sale	Mar 30, 2021 · Amount on Record
Prior Sale	Oct 7, 2020 · Amount on Record
Deed Document Number	A04873519
Record Updated	Jun 7, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 30, 2021
Property Address	2490 4TH ST, SAINT PAUL, MN 55110-5753
Document Number	0A04873519
Instrument Date	Feb 19, 2021
Instrument	A04873519
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	MULTIPLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,376.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2490 4TH ST, SAINT PAUL, MN 55110-5753

Mortgage

Document Number	0A04873520
Date	Mar 30, 2021
Instrument	A04873520

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 7, 2020
Property Address	2490 4TH ST, WHITE BEAR TOWNSHIP, MN 55110-5753
Document Number	0004836635
Instrument Date	Sep 30, 2020
Instrument	4836635
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	FSA TITLE SERVICES LLC, FSA TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$911.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6472 FOX RD LINO LAKES MN 550142210, LINO LAKES, MN 55014-2210

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 24, 2018
Property Address	2490 4TH ST, WHITE BEAR TOWNSHIP, MN 55110-5753
Document Number	0004695223
Instrument Date	Dec 21, 2017
Instrument	4695223
Transaction Type	Transfer
Record Updated	Feb 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2490 4TH ST WHITE BEAR LAKE MN 551105753, WHITE BEAR LAKE, MN 55110-5753

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
County Subdivision	White Bear Township
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,530.00	$451,200 Land $72,600 Building $378,600	$451,200 Land $72,600 Building $378,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	White Bear Township serves 11,699 people · EPA ID MN1620025
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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