2493 4th St, Saint Paul, MN 55110 Property Records

Ramsey County property record for 2493 4th St, Saint Paul, MN 55110

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,356 sqft · built 1983
Lot Size	0.541 acres (23,566 sqft)
Owner	Trust Name on File
Last Sale	$310,000 (Mar 2017)
Tax Bill	$5,044 (2023)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-30-22-24-0031`

Property Details

APN / Parcel Number

Primary APN	`12-30-22-24-0031`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,356 sqft Living Area
Gross Area	2,968 sqft
1st Floor Area	1,256 sqft
Basement Area	1,100 sqft
Finished Basement	1,100 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1999
Architectural Style	Split Entry
Exterior Material	Aluminum/Vinyl
Lot Area	23,566 sqft (0.541 acres)
Lot Dimensions	295 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	768 sqft
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2493 4TH ST
City	SAINT PAUL
State	MN
Zip	55110-5754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	BUFFALO CREEK ADDITION LOT 9 BLK 1
Legal Range	22
Legal Township	30
Legal Section	12
Legal Quarter	2
Quarter-Quarter Section	31
Legal Subdivision	BUFFALO CREEK ADDITION
Legal Block	1
Legal Lot Number	9
Jurisdiction	RAMSEY MN
Township / Civil Division	WHITE BEAR
Census Block Group	1
Census Block	1025
Census Tract	40102

Owner

2493 4th St is held in a trust since November 2021.

Source: Ramsey County records, as of April 29, 2024

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	2493 4TH ST, SAINT PAUL, MN 55110-5754
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 20, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MTG & EQUITY CNSLTS I

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2017 · Amount on File
Deed Sale	Mar 20, 2017 · Amount on File
Prior Sale	Mar 20, 2017 · Amount on File
Deed Document Number	0004651235
Last Transfer Date	Nov 15, 2021
Transfer Doc	0A04919005
Record Updated	Jun 7, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RAMSEY MN
Recording Date	Nov 15, 2021
Property Address	2493 4TH ST, SAINT PAUL, MN 55110-5754
Document Number	0A04919005
Instrument Date	Nov 4, 2021
Instrument	A04919005
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	670 LOVELL AVE W, ROSEVILLE, MN 55113-4520

Mortgage

Document Number	0A04918677
Date	Nov 15, 2021
Instrument	A04918677

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 20, 2017
Property Address	2493 4TH ST, SAINT PAUL, MN 55110-5754
Document Number	0004651235
Instrument Date	Mar 6, 2017
Instrument	4651235
Transaction Type	Transfer
Record Updated	May 5, 2017
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,054.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2493 4TH ST WHITE BEAR LAKE MN 551105754, WHITE BEAR LAKE, MN 55110-5754

Mortgage

Document Number	4651236
Date	Mar 20, 2017
Instrument	4651236

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
County Subdivision	White Bear Township
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,044.00 Homeowner's exemption	$386,600 Land $74,800 Building $311,800	$386,600 Land $74,800 Building $311,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2493 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2493 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	White Bear Township serves 11,699 people · EPA ID MN1620025
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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