250 Stow Rd, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 250 Stow Rd, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,287 sqft · built 1984
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$700,000 (Jun 2023)
Tax Bill	$11,290 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:036.0 P:0086-0006.0`

Property Details

APN / Parcel Number

Primary APN	`M:036.0 P:0086-0006.0`
Alternative APNs	`HARV M:36 B:86 L:6` `1250360008600060`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,287 sqft Living Area
Gross Area	5,566 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1250360008600060
Street Address	250 STOW RD
City	HARVARD
State	MA
Zip	01451-1907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LAND HARVARD
Legal Block	86
Legal Lot Number	6
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	3
Census Block	3017
Census Tract	761401

Owner

Source: Worcester County and Harvard Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	250 STOW RD, HARVARD, MA 01451-1907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKLAND TRUST CO
Jan 19, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DIGITAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2023 · Amount on Record
Deed Sale	Jun 21, 2023 · Amount on Record
Prior Sale	Jan 19, 2021 · Amount on Record
Deed Book / Page	69279 / 315
Transfer Doc	45208-248
Record Updated	Sep 20, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Jun 21, 2023
Property Address	250 STOW RD, HARVARD, MA 01451-1907
Document Number	069279-315
Book / Page	69279 / 315
Instrument Date	Jun 21, 2023
Instrument	48576
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	250 STOW RD, HARVARD, MA 01451-1907

Mortgage

Document Number	0000048577
Date	Jun 21, 2023
Instrument	48577

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Jan 19, 2021
Property Address	250 STOW RD, HARVARD, MA 01451-1907
Document Number	64259-27
Book / Page	64259 / 27
Instrument Date	Jan 13, 2021
Instrument	8020
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 STOW RD, HARVARD, MA 01451-1907

Mortgage

Document Number	8021
Date	Jan 19, 2021
Instrument	8021

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,290.00 (+8.68%)	$721,400 (+3.47%) Land $230,200 Building $491,200	$853,575 (+5.87%)
2024	$10,388.00 (+3.55%)	$697,200 (+15.43%) Land $230,200 Building $467,000	$806,265
2023	$10,032.00	$604,000 Land $220,700 Building $383,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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